First Financial Bancorp /Oh/ (FFBC) Net Margin (2010 - 2026)
First Financial Bancorp (FFBC) reported Net Margin of 28.94% for Q2 2026, down 1.98 percentage points from 30.93% a year earlier but up 1.52 percentage points from the prior quarter.
First Financial Bancorp /Oh/ (FFBC) Net Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First Financial Bancorp's Net Margin came in at 28.28%, up 0.28 percentage points year-over-year; for FY2025, it was 28.42%, up 1.03 percentage points from FY2024.
- Net Margin has a five-year change of +4.28 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 27.39% in FY2024 (-3.07 pp), 30.45% in FY2023 (-0.25 pp), 30.70% in FY2022 (-2.20 pp) and 32.90% in FY2021 (+8.77 pp).
- Five-year quarterly Net Margin spans a low of 25.60% in Q1 2025 and a high of 38.48% in Q3 2021.
- Year over year, Net Margin gained in four of the last eight quarters, with an average year-over-year change of +0.12 percentage points.
- The high point for year-over-year Net Margin in five years was Q3 2021 (a gain of 12.83 percentage points); the low point was Q3 2022 (a drop of 7.61 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 27.42% (Q1 2026), 26.13% (Q4 2025) and 30.73% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.94% |
| Mar 31, 2026 | 27.42% |
| Dec 31, 2025 | 26.13% |
| Sep 30, 2025 | 30.73% |
| Jun 30, 2025 | 30.93% |
| Mar 31, 2025 | 25.60% |
| Dec 31, 2024 | 28.93% |
| Sep 30, 2024 | 26.06% |
| Jun 30, 2024 | 28.31% |
| Mar 31, 2024 | 25.96% |
| Dec 31, 2023 | 28.26% |
| Sep 30, 2023 | 29.73% |
| Jun 30, 2023 | 30.90% |
| Mar 31, 2023 | 32.77% |
| Dec 31, 2022 | 32.29% |
| Sep 30, 2022 | 30.87% |
| Jun 30, 2022 | 30.89% |
| Mar 31, 2022 | 27.97% |
| Dec 31, 2021 | 30.00% |
| Sep 30, 2021 | 38.48% |
First Financial Bancorp /Oh/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FFBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FFBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FFBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();