First Financial Bancorp (FFBC) Net Margin (2010 - 2026)
First Financial Bancorp (FFBC) posted Net Margin of 28.93% for Q2 2026, up 5.53% on a QoQ basis from 27.42% in Q1 2026, and down 198.0% year-over-year from 29.53% in Q2 2025.
Analysis
First Financial Bancorp (FFBC) Net Margin (2010 - 2026) Analysis & Trends
First Financial Bancorp has reported Net Margin for 17 years, with the latest figure at 28.93% in Q2 2026.
- On a quarterly basis, Net Margin fell 198.0% year-over-year to 28.93% in Q2 2026; TTM through Jun 2026 was 28.28%, a 28.0% increase from a year earlier, with the FY2025 full-year figure at 28.42%, up 103.0% from the prior year.
- Net Margin was 28.93% for Q2 2026 at First Financial Bancorp, up from 27.42% in the prior quarter.
- The five-year high for Net Margin was 32.76% in Q1 2023, with the low at 25.6% in Q1 2025.
- Average Net Margin over 5 years is 29.04%, with a median of 28.94% recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Net Margin plunged 761 bps in 2022, then surged 479 bps in 2023.
- Over 5 years, Net Margin stood at 32.29% in 2022, then decreased by 12 bps to 28.27% in 2023, then advanced by 2 bps to 28.95% in 2024, then fell by 10 bps to 26.13% in 2025, then advanced by 11 bps to 28.93% in 2026.
- The last three Net Margin figures came in at 28.93% (Q2 2026), 27.42% (Q1 2026), and 26.13% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | First Financial Bancorp | 3.38 Bn | 3.38 Bn | - | 28.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.93% |
| Mar 31, 2026 | 27.42% |
| Dec 31, 2025 | 26.13% |
| Sep 30, 2025 | 30.72% |
| Jun 30, 2025 | 30.91% |
| Mar 31, 2025 | 25.60% |
| Dec 31, 2024 | 28.95% |
| Sep 30, 2024 | 26.06% |
| Jun 30, 2024 | 28.30% |
| Mar 31, 2024 | 25.96% |
| Dec 31, 2023 | 28.27% |
| Sep 30, 2023 | 29.73% |
| Jun 30, 2023 | 30.90% |
| Mar 31, 2023 | 32.76% |
| Dec 31, 2022 | 32.29% |
| Sep 30, 2022 | 30.87% |
| Jun 30, 2022 | 30.89% |
| Mar 31, 2022 | 27.97% |
| Dec 31, 2021 | 30.00% |
| Sep 30, 2021 | 38.48% |