First Financial Bancorp (FFBC) FCF Margin (2010 - 2026)
First Financial Bancorp's FCF Margin came in at 7.97% for Q2 2026, down 20.67 percentage points from 28.65% a year earlier and down 189.24 percentage points from the prior quarter.
First Financial Bancorp (FFBC) FCF Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Financial Bancorp reported FCF Margin of 75.01%, up 43.48 percentage points year-over-year; for FY2025, it was 35.25%, up 6.40 percentage points from FY2024.
- FCF Margin carries a five-year change of +21.02 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 28.85% in FY2024 (-26.23 pp), 55.09% in FY2023 (+28.69 pp), 26.39% in FY2022 (-33.39 pp) and 59.78% in FY2021 (+45.55 pp).
- The Q2 2026 figure represents the lowest quarterly FCF Margin since Q3 2022.
- Year-over-year, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of +18.94 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q1 2026 (a gain of 171.08 percentage points), and the weakest in Q3 2022 (a drop of 98.24 percentage points).
- Business Quant data shows FFBC's FCF Margin at 197.21% (Q1 2026), 47.80% (Q4 2025) and 36.65% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 29.95% |
| 10 | First Financial Bancorp | 3.29 Bn | 3.29 Bn | - | 7.97% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.97% |
| Mar 31, 2026 | 197.21% |
| Dec 31, 2025 | 47.80% |
| Sep 30, 2025 | 36.65% |
| Jun 30, 2025 | 28.65% |
| Mar 31, 2025 | 26.13% |
| Dec 31, 2024 | 29.90% |
| Sep 30, 2024 | 41.96% |
| Jun 30, 2024 | 30.15% |
| Mar 31, 2024 | 12.71% |
| Dec 31, 2023 | 54.88% |
| Sep 30, 2023 | 40.38% |
| Jun 30, 2023 | 46.74% |
| Mar 31, 2023 | 78.06% |
| Dec 31, 2022 | 10.58% |
| Sep 30, 2022 | -52.14% |
| Jun 30, 2022 | 70.68% |
| Mar 31, 2022 | 95.26% |
| Dec 31, 2021 | 64.19% |
| Sep 30, 2021 | 46.10% |
First Financial Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FFBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FFBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FFBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();