First Financial Bancorp /Oh/ (FFBC) EBT Margin (2010 - 2026)
First Financial Bancorp's EBT Margin came in at 35.75% for Q2 2026, down 3.07 percentage points from 38.82% a year earlier but up 1.29 percentage points from the prior quarter.
First Financial Bancorp /Oh/ (FFBC) EBT Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Financial Bancorp reported EBT Margin of 35.48%, up 2.24 percentage points year-over-year; for FY2025, it was 35.72%, up 3.60 percentage points from FY2024.
- EBT Margin carries a five-year change of +7.15 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 32.11% in FY2024 (-5.81 pp), 37.92% in FY2023 (+3.82 pp), 34.10% in FY2022 (-4.53 pp) and 38.63% in FY2021 (+10.07 pp).
- The five-year range for quarterly EBT Margin is 26.09% (Q3 2022) to 42.98% (Q3 2021).
- Year-over-year, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +0.39 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2021 (a gain of 11.57 percentage points), and the weakest in Q3 2022 (a drop of 16.89 percentage points).
- Business Quant data shows FFBC's EBT Margin at 34.46% (Q1 2026), 33.14% (Q4 2025) and 38.75% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.75% |
| Mar 31, 2026 | 34.46% |
| Dec 31, 2025 | 33.14% |
| Sep 30, 2025 | 38.75% |
| Jun 30, 2025 | 38.82% |
| Mar 31, 2025 | 31.74% |
| Dec 31, 2024 | 29.84% |
| Sep 30, 2024 | 32.24% |
| Jun 30, 2024 | 34.82% |
| Mar 31, 2024 | 31.62% |
| Dec 31, 2023 | 35.56% |
| Sep 30, 2023 | 36.95% |
| Jun 30, 2023 | 38.19% |
| Mar 31, 2023 | 40.81% |
| Dec 31, 2022 | 37.14% |
| Sep 30, 2022 | 26.09% |
| Jun 30, 2022 | 38.70% |
| Mar 31, 2022 | 34.31% |
| Dec 31, 2021 | 34.89% |
| Sep 30, 2021 | 42.98% |
First Financial Bancorp /Oh/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FFBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FFBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FFBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();