First Financial Bancorp (FFBC) EBT Margin (2010 - 2026)
First Financial Bancorp (FFBC) posted EBT Margin of 35.75% for Q2 2026, up 3.74% on a QoQ basis from 34.46% in Q1 2026, and down 307.0% year-over-year from 17.27% in Q2 2025.
Analysis
First Financial Bancorp (FFBC) EBT Margin (2010 - 2026) Analysis & Trends
First Financial Bancorp has reported EBT Margin for 17 years, with the latest figure at 35.75% in Q2 2026.
- On a quarterly basis, EBT Margin fell 307.0% year-over-year to 35.75% in Q2 2026; TTM through Jun 2026 was 35.48%, a 224.0% increase from a year earlier, with the FY2025 full-year figure at 35.72%, up 360.0% from the prior year.
- EBT Margin was 35.75% for Q2 2026 at First Financial Bancorp, up from 34.46% in the prior quarter.
- The five-year high for EBT Margin was 40.81% in Q1 2023, with the low at 26.09% in Q3 2022.
- Average EBT Margin over 5 years is 34.94%, with a median of 35.19% recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: EBT Margin tumbled 1689 bps in 2022, then surged 1086 bps in 2023.
- Over 5 years, EBT Margin stood at 37.14% in 2022, then slipped by 4 bps to 35.56% in 2023, then dropped by 16 bps to 29.84% in 2024, then gained by 11 bps to 33.14% in 2025, then increased by 8 bps to 35.75% in 2026.
- The last three EBT Margin figures came in at 35.75% (Q2 2026), 34.46% (Q1 2026), and 33.14% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 31.64% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 33.07% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 33.08% |
| 10 | First Financial Bancorp | 3.38 Bn | 3.38 Bn | - | 35.75% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.75% |
| Mar 31, 2026 | 34.46% |
| Dec 31, 2025 | 33.14% |
| Sep 30, 2025 | 38.75% |
| Jun 30, 2025 | 38.82% |
| Mar 31, 2025 | 31.74% |
| Dec 31, 2024 | 29.84% |
| Sep 30, 2024 | 32.24% |
| Jun 30, 2024 | 34.82% |
| Mar 31, 2024 | 31.62% |
| Dec 31, 2023 | 35.56% |
| Sep 30, 2023 | 36.95% |
| Jun 30, 2023 | 38.19% |
| Mar 31, 2023 | 40.81% |
| Dec 31, 2022 | 37.14% |
| Sep 30, 2022 | 26.09% |
| Jun 30, 2022 | 38.70% |
| Mar 31, 2022 | 34.31% |
| Dec 31, 2021 | 34.89% |
| Sep 30, 2021 | 42.98% |