First Commonwealth Financial (FCF) Net Margin (2009 - 2026)
First Commonwealth Financial (FCF) posted Net Margin of 31.98% for Q2 2026, up 13.75% on a QoQ basis from 28.11% in Q1 2026, and up 648.0% year-over-year from 4.28% in Q2 2025.
Analysis
First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial has reported Net Margin for 18 years, with the latest figure at 31.98% in Q2 2026.
- On a quarterly basis, Net Margin rose 648.0% year-over-year to 31.98% in Q2 2026; TTM through Jun 2026 was 30.78%, a 346.0% increase from a year earlier, with the FY2025 full-year figure at 29.13%, down 69.0% from the prior year.
- Net Margin was 31.98% for Q2 2026 at First Commonwealth Financial, up from 28.11% in the prior quarter.
- The five-year high for Net Margin was 37.35% in Q4 2023, with the low at 25.5% in Q2 2025.
- Average Net Margin over 5 years is 30.57%, with a median of 31.09% recorded in 2022.
- The sharpest annual moves came in 2022 and 2024: Net Margin slumped 1100 bps in 2022, then soared 653 bps in 2024.
- Over 5 years, Net Margin stood at 31.81% in 2022, then gained by 17 bps to 37.35% in 2023, then slipped by 20 bps to 29.77% in 2024, then climbed by 9 bps to 32.54% in 2025, then dropped by 2 bps to 31.98% in 2026.
- The last three Net Margin figures came in at 31.98% (Q2 2026), 28.11% (Q1 2026), and 32.54% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 23.30% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 24.27% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 24.18% |
| 10 | First Commonwealth Financial | 2.13 Bn | 2.13 Bn | - | 31.98% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.98% |
| Mar 31, 2026 | 28.11% |
| Dec 31, 2025 | 32.54% |
| Sep 30, 2025 | 30.39% |
| Jun 30, 2025 | 25.50% |
| Mar 31, 2025 | 27.70% |
| Dec 31, 2024 | 29.77% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 30.85% |
| Mar 31, 2024 | 32.29% |
| Dec 31, 2023 | 37.35% |
| Sep 30, 2023 | 32.00% |
| Jun 30, 2023 | 34.97% |
| Mar 31, 2023 | 25.76% |
| Dec 31, 2022 | 31.81% |
| Sep 30, 2022 | 31.37% |
| Jun 30, 2022 | 31.33% |
| Mar 31, 2022 | 30.09% |
| Dec 31, 2021 | 36.10% |
| Sep 30, 2021 | 34.83% |