First Commonwealth Financial (FCF) Net Margin (2009 - 2026)

First Commonwealth Financial (FCF) reported Net Margin of 28.11% for Q1 2026, up 41.0% on a YoY basis from 19.94% in Q1 2025, and down 13.6% quarter-over-quarter from 32.54% in Q4 2025.

First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends

First Commonwealth Financial has reported Net Margin for 18 years, with the latest figure at 28.11% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 41.0% year-over-year to 28.11%; the trailing twelve-month figure through Mar 2026 stood at 29.19% (up 49.0% YoY), and the FY2025 full-year result was 29.13%, down 69.0% from the prior year.
  • Net Margin for Q1 2026 stood at 28.11%, down from 32.54% in the prior quarter.
  • The five-year high for Net Margin was 37.35% in Q4 2023, with the low at 25.5% in Q2 2025.
  • Historically, Net Margin has averaged 30.49% across 5 years, with a median of 30.85% in 2024.
  • Annual changes were most pronounced in 2022 — Net Margin tumbled 1100 bps — and 2024, when it surged 653 bps.
  • First Commonwealth Financial's Net Margin stood at 31.81% in 2022, then increased by 17 bps to 37.35% in 2023, then retreated by 20 bps to 29.77% in 2024, then gained by 9 bps to 32.54% in 2025, then dropped by 14 bps to 28.11% in 2026.
  • The last three Net Margin figures came in at 28.11% (Q1 2026), 32.54% (Q4 2025), and 30.39% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First Commonwealth Financial 2.03 Bn 2.03 Bn - 28.11%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.11%
Dec 31, 2025 32.54%
Sep 30, 2025 30.39%
Jun 30, 2025 25.50%
Mar 31, 2025 27.70%
Dec 31, 2024 29.77%
Sep 30, 2024 26.47%
Jun 30, 2024 30.85%
Mar 31, 2024 32.29%
Dec 31, 2023 37.35%
Sep 30, 2023 32.00%
Jun 30, 2023 34.97%
Mar 31, 2023 25.76%
Dec 31, 2022 31.81%
Sep 30, 2022 31.37%
Jun 30, 2022 31.33%
Mar 31, 2022 30.09%
Dec 31, 2021 36.10%
Sep 30, 2021 34.83%
Jun 30, 2021 31.41%