First Commonwealth Financial (FCF) Net Margin (2009 - 2026)
First Commonwealth Financial (FCF) posted quarterly Net Margin of 28.25% for Q1 2026, down 299.0% year-over-year from 14.2% in Q1 2025, and down 50.65% quarter-over-quarter from 57.25% in Q4 2025.
First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial's Net Margin history runs 18 years deep, the most recent figure standing at 28.25% for Q1 2026.
- In Q1 2026, Net Margin fell 299.0% year-over-year to 28.25%; the TTM figure through Mar 2026 stood at 35.1% (up 643.0% YoY), while the FY2025 annual figure was 32.87%, up 305.0% from the prior year.
- Net Margin for Q1 2026 stood at 28.25%, down from 57.25% in the prior quarter.
- The five-year high for Net Margin was 57.25% in Q4 2025, with the low at 21.65% in Q4 2022.
- The 5-year median for Net Margin is 31.24% (2025), against an average of 33.98%.
- The sharpest annual moves came in 2024 and 2025: Net Margin tumbled 2643 bps in 2024, then soared 3340 bps in 2025.
- First Commonwealth Financial's Net Margin stood at 21.65% in 2022, then soared by 73 bps to 37.35% in 2023, then plunged by 36 bps to 23.85% in 2024, then jumped by 140 bps to 57.25% in 2025, then plunged by 51 bps to 28.25% in 2026.
- Business Quant data shows FCF's Net Margin at 28.25% in Q1 2026, 57.25% in Q4 2025, and 34.36% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | First Commonwealth Financial | 2.15 Bn | 2.15 Bn | - | 31.98% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 32.41% |
| Mar 31, 2026 | 28.25% |
| Dec 31, 2025 | 57.25% |
| Sep 30, 2025 | 34.36% |
| Jun 30, 2025 | 28.76% |
| Mar 31, 2025 | 31.24% |
| Dec 31, 2024 | 23.85% |
| Sep 30, 2024 | 30.50% |
| Jun 30, 2024 | 30.85% |
| Mar 31, 2024 | 32.29% |
| Dec 31, 2023 | 37.35% |
| Sep 30, 2023 | 56.93% |
| Jun 30, 2023 | 34.97% |
| Mar 31, 2023 | 29.51% |
| Dec 31, 2022 | 21.65% |
| Sep 30, 2022 | 31.37% |
| Jun 30, 2022 | 38.47% |
| Mar 31, 2022 | 30.09% |
| Dec 31, 2021 | 36.10% |
| Sep 30, 2021 | 34.83% |