First Commonwealth Financial (FCF) Net Margin (2009 - 2026)
First Commonwealth Financial's (FCF) quarterly Net Margin came in at 28.25% in Q1 2026, down 299.0% year-on-year from 14.2% in Q1 2025, and down 50.08% quarter-over-quarter from 56.59% in Q4 2025.
First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial's Net Margin history runs 18 years deep, the most recent figure standing at 28.25% for Q1 2026.
- On a quarterly basis, Net Margin fell 299.0% year-over-year to 28.25% in Q1 2026; TTM through Mar 2026 was 35.02%, a 635.0% increase from a year earlier, with the FY2025 full-year figure at 32.87%, up 305.0% from the prior year.
- Net Margin slipped to 28.25% in Q1 2026 per FCF's latest filing, from 56.59% in the prior quarter.
- Across five years, Net Margin topped out at 56.93% in Q3 2023 and bottomed at 21.83% in Q4 2022.
- The 5-year median for Net Margin is 31.24% (2025), against an average of 33.93%.
- Across the five-year window, Net Margin plunged 2643 bps in 2024 and jumped 3275 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 21.83% in 2022, then surged by 71 bps to 37.35% in 2023, then tumbled by 36 bps to 23.85% in 2024, then soared by 137 bps to 56.59% in 2025, then plunged by 50 bps to 28.25% in 2026.
- Per Business Quant, the three latest FCF Net Margin figures stand at 28.25% (Q1 2026), 56.59% (Q4 2025), and 34.36% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | First Commonwealth Financial | 2.12 Bn | 2.12 Bn | - | 28.25% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.25% |
| Dec 31, 2025 | 56.59% |
| Sep 30, 2025 | 34.36% |
| Jun 30, 2025 | 28.71% |
| Mar 31, 2025 | 31.24% |
| Dec 31, 2024 | 23.85% |
| Sep 30, 2024 | 30.50% |
| Jun 30, 2024 | 30.85% |
| Mar 31, 2024 | 32.29% |
| Dec 31, 2023 | 37.35% |
| Sep 30, 2023 | 56.93% |
| Jun 30, 2023 | 34.51% |
| Mar 31, 2023 | 29.51% |
| Dec 31, 2022 | 21.83% |
| Sep 30, 2022 | 31.37% |
| Jun 30, 2022 | 38.56% |
| Mar 31, 2022 | 30.09% |
| Dec 31, 2021 | 36.10% |
| Sep 30, 2021 | 34.83% |
| Jun 30, 2021 | 31.41% |