First Commonwealth Financial (FCF) Net Margin (2009 - 2026)

First Commonwealth Financial's (FCF) quarterly Net Margin came in at 28.25% in Q1 2026, down 299.0% year-on-year from 14.2% in Q1 2025, and down 50.08% quarter-over-quarter from 56.59% in Q4 2025.

First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends

First Commonwealth Financial's Net Margin history runs 18 years deep, the most recent figure standing at 28.25% for Q1 2026.

  • On a quarterly basis, Net Margin fell 299.0% year-over-year to 28.25% in Q1 2026; TTM through Mar 2026 was 35.02%, a 635.0% increase from a year earlier, with the FY2025 full-year figure at 32.87%, up 305.0% from the prior year.
  • Net Margin slipped to 28.25% in Q1 2026 per FCF's latest filing, from 56.59% in the prior quarter.
  • Across five years, Net Margin topped out at 56.93% in Q3 2023 and bottomed at 21.83% in Q4 2022.
  • The 5-year median for Net Margin is 31.24% (2025), against an average of 33.93%.
  • Across the five-year window, Net Margin plunged 2643 bps in 2024 and jumped 3275 bps in 2025, its largest moves.
  • Year by year, Net Margin stood at 21.83% in 2022, then surged by 71 bps to 37.35% in 2023, then tumbled by 36 bps to 23.85% in 2024, then soared by 137 bps to 56.59% in 2025, then plunged by 50 bps to 28.25% in 2026.
  • Per Business Quant, the three latest FCF Net Margin figures stand at 28.25% (Q1 2026), 56.59% (Q4 2025), and 34.36% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 First Commonwealth Financial 2.12 Bn 2.12 Bn - 28.25%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.25%
Dec 31, 2025 56.59%
Sep 30, 2025 34.36%
Jun 30, 2025 28.71%
Mar 31, 2025 31.24%
Dec 31, 2024 23.85%
Sep 30, 2024 30.50%
Jun 30, 2024 30.85%
Mar 31, 2024 32.29%
Dec 31, 2023 37.35%
Sep 30, 2023 56.93%
Jun 30, 2023 34.51%
Mar 31, 2023 29.51%
Dec 31, 2022 21.83%
Sep 30, 2022 31.37%
Jun 30, 2022 38.56%
Mar 31, 2022 30.09%
Dec 31, 2021 36.10%
Sep 30, 2021 34.83%
Jun 30, 2021 31.41%