First Commonwealth Financial (FCF) Net Margin (2009 - 2026)
First Commonwealth Financial (FCF) reported Net Margin of 28.11% for Q1 2026, up 41.0% on a YoY basis from 19.94% in Q1 2025, and down 13.6% quarter-over-quarter from 32.54% in Q4 2025.
First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial has reported Net Margin for 18 years, with the latest figure at 28.11% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 41.0% year-over-year to 28.11%; the trailing twelve-month figure through Mar 2026 stood at 29.19% (up 49.0% YoY), and the FY2025 full-year result was 29.13%, down 69.0% from the prior year.
- Net Margin for Q1 2026 stood at 28.11%, down from 32.54% in the prior quarter.
- The five-year high for Net Margin was 37.35% in Q4 2023, with the low at 25.5% in Q2 2025.
- Historically, Net Margin has averaged 30.49% across 5 years, with a median of 30.85% in 2024.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 1100 bps — and 2024, when it surged 653 bps.
- First Commonwealth Financial's Net Margin stood at 31.81% in 2022, then increased by 17 bps to 37.35% in 2023, then retreated by 20 bps to 29.77% in 2024, then gained by 9 bps to 32.54% in 2025, then dropped by 14 bps to 28.11% in 2026.
- The last three Net Margin figures came in at 28.11% (Q1 2026), 32.54% (Q4 2025), and 30.39% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Commonwealth Financial | 2.03 Bn | 2.03 Bn | - | 28.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.11% |
| Dec 31, 2025 | 32.54% |
| Sep 30, 2025 | 30.39% |
| Jun 30, 2025 | 25.50% |
| Mar 31, 2025 | 27.70% |
| Dec 31, 2024 | 29.77% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 30.85% |
| Mar 31, 2024 | 32.29% |
| Dec 31, 2023 | 37.35% |
| Sep 30, 2023 | 32.00% |
| Jun 30, 2023 | 34.97% |
| Mar 31, 2023 | 25.76% |
| Dec 31, 2022 | 31.81% |
| Sep 30, 2022 | 31.37% |
| Jun 30, 2022 | 31.33% |
| Mar 31, 2022 | 30.09% |
| Dec 31, 2021 | 36.10% |
| Sep 30, 2021 | 34.83% |
| Jun 30, 2021 | 31.41% |