First Commonwealth Financial Corp /Pa/ (FCF) Net Margin (2009 - 2026)
First Commonwealth Financial (FCF) recorded Net Margin of 31.98% in Q2 2026, up 6.48 percentage points from 25.50% a year earlier and up 3.86 percentage points from the prior quarter.
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Analysis
First Commonwealth Financial Corp /Pa/ (FCF) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First Commonwealth Financial's Net Margin came in at 30.78% as of Jun 30, 2026, up 3.46 percentage points year-over-year; for FY2025, it came in at 29.13%, down 0.69 percentage points from FY2024.
- Annual Net Margin has a five-year change of +8.88 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 29.82% in FY2024 (-2.75 pp), 32.57% in FY2023 (+1.37 pp), 31.19% in FY2022 (-4.69 pp) and 35.88% in FY2021 (+15.64 pp).
- Quarterly Net Margin has ranged from 25.50% in Q2 2025 to 37.35% in Q4 2023 over the past five years.
- On a year-over-year basis, Net Margin has increased for four consecutive quarters, with an average year-over-year change of -1.18 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 14.23 percentage points in Q3 2021, against a drop of 11.00 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 28.11% (Q1 2026), 32.54% (Q4 2025) and 30.39% (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.98% |
| Mar 31, 2026 | 28.11% |
| Dec 31, 2025 | 32.54% |
| Sep 30, 2025 | 30.39% |
| Jun 30, 2025 | 25.50% |
| Mar 31, 2025 | 27.70% |
| Dec 31, 2024 | 29.77% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 30.85% |
| Mar 31, 2024 | 32.29% |
| Dec 31, 2023 | 37.35% |
| Sep 30, 2023 | 32.00% |
| Jun 30, 2023 | 34.97% |
| Mar 31, 2023 | 25.76% |
| Dec 31, 2022 | 31.81% |
| Sep 30, 2022 | 31.37% |
| Jun 30, 2022 | 31.33% |
| Mar 31, 2022 | 30.09% |
| Dec 31, 2021 | 36.10% |
| Sep 30, 2021 | 34.83% |
API Access
First Commonwealth Financial Corp /Pa/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FCF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FCF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FCF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();