First Commonwealth Financial FCF
NYSE FCF
$21.04 -0.06 (-0.28%)
As of: Sep 9, 2026 · 3:59 PM EDT

First Commonwealth Financial (FCF) Net Margin (2009 - 2026)

First Commonwealth Financial (FCF) posted Net Margin of 31.98% for Q2 2026, up 13.75% on a QoQ basis from 28.11% in Q1 2026, and up 648.0% year-over-year from 4.28% in Q2 2025.

Analysis

First Commonwealth Financial (FCF) Net Margin (2009 - 2026) Analysis & Trends

First Commonwealth Financial has reported Net Margin for 18 years, with the latest figure at 31.98% in Q2 2026.

  • On a quarterly basis, Net Margin rose 648.0% year-over-year to 31.98% in Q2 2026; TTM through Jun 2026 was 30.78%, a 346.0% increase from a year earlier, with the FY2025 full-year figure at 29.13%, down 69.0% from the prior year.
  • Net Margin was 31.98% for Q2 2026 at First Commonwealth Financial, up from 28.11% in the prior quarter.
  • The five-year high for Net Margin was 37.35% in Q4 2023, with the low at 25.5% in Q2 2025.
  • Average Net Margin over 5 years is 30.57%, with a median of 31.09% recorded in 2022.
  • The sharpest annual moves came in 2022 and 2024: Net Margin slumped 1100 bps in 2022, then soared 653 bps in 2024.
  • Over 5 years, Net Margin stood at 31.81% in 2022, then gained by 17 bps to 37.35% in 2023, then slipped by 20 bps to 29.77% in 2024, then climbed by 9 bps to 32.54% in 2025, then dropped by 2 bps to 31.98% in 2026.
  • The last three Net Margin figures came in at 31.98% (Q2 2026), 28.11% (Q1 2026), and 32.54% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 28.85%
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 23.30%
4 M&T Bank 34.72 Bn 34.72 Bn - 30.85%
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 24.18%
6 Citizens Financial 29.31 Bn 29.31 Bn - 24.27%
7 Regions Financial 25.53 Bn 25.53 Bn - 28.79%
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 864.86%
9 Keycorp 23.26 Bn -24.44 Bn - 24.18%
10 First Commonwealth Financial 2.13 Bn 2.13 Bn - 31.98%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 31.98%
Mar 31, 2026 28.11%
Dec 31, 2025 32.54%
Sep 30, 2025 30.39%
Jun 30, 2025 25.50%
Mar 31, 2025 27.70%
Dec 31, 2024 29.77%
Sep 30, 2024 26.47%
Jun 30, 2024 30.85%
Mar 31, 2024 32.29%
Dec 31, 2023 37.35%
Sep 30, 2023 32.00%
Jun 30, 2023 34.97%
Mar 31, 2023 25.76%
Dec 31, 2022 31.81%
Sep 30, 2022 31.37%
Jun 30, 2022 31.33%
Mar 31, 2022 30.09%
Dec 31, 2021 36.10%
Sep 30, 2021 34.83%