First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)
First Commonwealth Financial (FCF) reported EBT Margin of 40.36% for Q2 2026, up 8.24 percentage points from 32.11% a year earlier and up 4.99 percentage points from the prior quarter.
First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First Commonwealth Financial's EBT Margin came in at 38.72%, up 4.43 percentage points year-over-year; for FY2025, it came in at 36.59%, down 0.68 percentage points from FY2024.
- EBT Margin has a five-year change of +11.73 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 37.27% in FY2024 (-3.69 pp), 40.96% in FY2023 (+1.98 pp), 38.98% in FY2022 (-5.87 pp) and 44.85% in FY2021 (+19.99 pp).
- Five-year quarterly EBT Margin spans a low of 32.11% in Q2 2025 and a high of 47.25% in Q4 2023.
- Year over year, EBT Margin has now increased in each of the last four quarters, with an average year-over-year change of -1.43 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q3 2021 (a gain of 18.03 percentage points); the low point was Q1 2022 (a drop of 13.56 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 35.36% (Q1 2026), 40.92% (Q4 2025) and 38.11% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 35.57% |
| 10 | First Commonwealth Financial | 2.08 Bn | 2.08 Bn | - | 40.36% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.36% |
| Mar 31, 2026 | 35.36% |
| Dec 31, 2025 | 40.92% |
| Sep 30, 2025 | 38.11% |
| Jun 30, 2025 | 32.11% |
| Mar 31, 2025 | 34.77% |
| Dec 31, 2024 | 37.06% |
| Sep 30, 2024 | 33.44% |
| Jun 30, 2024 | 38.75% |
| Mar 31, 2024 | 39.97% |
| Dec 31, 2023 | 47.25% |
| Sep 30, 2023 | 40.21% |
| Jun 30, 2023 | 43.82% |
| Mar 31, 2023 | 32.34% |
| Dec 31, 2022 | 39.95% |
| Sep 30, 2022 | 39.21% |
| Jun 30, 2022 | 39.11% |
| Mar 31, 2022 | 37.40% |
| Dec 31, 2021 | 45.29% |
| Sep 30, 2021 | 43.45% |
First Commonwealth Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FCF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FCF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FCF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();