First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)

First Commonwealth Financial's (FCF) quarterly EBT Margin came in at 35.54% in Q1 2026, down 367.0% year-on-year from 13.31% in Q1 2025, and down 50.06% quarter-over-quarter from 71.17% in Q4 2025.

First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends

First Commonwealth Financial's EBT Margin history runs 18 years deep, the most recent figure standing at 35.54% for Q1 2026.

  • On a quarterly basis, EBT Margin fell 367.0% year-over-year to 35.54% in Q1 2026; TTM through Mar 2026 was 44.02%, a 805.0% increase from a year earlier, with the FY2025 full-year figure at 41.3%, up 402.0% from the prior year.
  • EBT Margin slipped to 35.54% in Q1 2026 per FCF's latest filing, from 71.17% in the prior quarter.
  • Across five years, EBT Margin topped out at 71.52% in Q3 2023 and bottomed at 27.41% in Q4 2022.
  • The 5-year median for EBT Margin is 39.21% (2022), against an average of 42.55%.
  • Across the five-year window, EBT Margin slumped 3299 bps in 2024 and jumped 4149 bps in 2025, its largest moves.
  • Year by year, EBT Margin stood at 27.41% in 2022, then soared by 72 bps to 47.25% in 2023, then plunged by 37 bps to 29.68% in 2024, then jumped by 140 bps to 71.17% in 2025, then sank by 50 bps to 35.54% in 2026.
  • Per Business Quant, the three latest FCF EBT Margin figures stand at 35.54% (Q1 2026), 71.17% (Q4 2025), and 43.08% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 558,628.45%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7.80%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 167.25%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 46.65%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 311.44%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 36.05%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 35.47%
10 First Commonwealth Financial 2.12 Bn 2.12 Bn - 35.54%

Historic Data

Download Data
DateValue
Mar 31, 2026 35.54%
Dec 31, 2025 71.17%
Sep 30, 2025 43.08%
Jun 30, 2025 36.16%
Mar 31, 2025 39.21%
Dec 31, 2024 29.68%
Sep 30, 2024 38.53%
Jun 30, 2024 38.75%
Mar 31, 2024 39.97%
Dec 31, 2023 47.25%
Sep 30, 2023 71.52%
Jun 30, 2023 43.24%
Mar 31, 2023 37.04%
Dec 31, 2022 27.41%
Sep 30, 2022 39.21%
Jun 30, 2022 48.14%
Mar 31, 2022 37.40%
Dec 31, 2021 45.29%
Sep 30, 2021 43.45%
Jun 30, 2021 39.59%