First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)
First Commonwealth Financial's (FCF) quarterly EBT Margin came in at 35.54% in Q1 2026, down 367.0% year-on-year from 13.31% in Q1 2025, and down 50.06% quarter-over-quarter from 71.17% in Q4 2025.
First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial's EBT Margin history runs 18 years deep, the most recent figure standing at 35.54% for Q1 2026.
- On a quarterly basis, EBT Margin fell 367.0% year-over-year to 35.54% in Q1 2026; TTM through Mar 2026 was 44.02%, a 805.0% increase from a year earlier, with the FY2025 full-year figure at 41.3%, up 402.0% from the prior year.
- EBT Margin slipped to 35.54% in Q1 2026 per FCF's latest filing, from 71.17% in the prior quarter.
- Across five years, EBT Margin topped out at 71.52% in Q3 2023 and bottomed at 27.41% in Q4 2022.
- The 5-year median for EBT Margin is 39.21% (2022), against an average of 42.55%.
- Across the five-year window, EBT Margin slumped 3299 bps in 2024 and jumped 4149 bps in 2025, its largest moves.
- Year by year, EBT Margin stood at 27.41% in 2022, then soared by 72 bps to 47.25% in 2023, then plunged by 37 bps to 29.68% in 2024, then jumped by 140 bps to 71.17% in 2025, then sank by 50 bps to 35.54% in 2026.
- Per Business Quant, the three latest FCF EBT Margin figures stand at 35.54% (Q1 2026), 71.17% (Q4 2025), and 43.08% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | First Commonwealth Financial | 2.12 Bn | 2.12 Bn | - | 35.54% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.54% |
| Dec 31, 2025 | 71.17% |
| Sep 30, 2025 | 43.08% |
| Jun 30, 2025 | 36.16% |
| Mar 31, 2025 | 39.21% |
| Dec 31, 2024 | 29.68% |
| Sep 30, 2024 | 38.53% |
| Jun 30, 2024 | 38.75% |
| Mar 31, 2024 | 39.97% |
| Dec 31, 2023 | 47.25% |
| Sep 30, 2023 | 71.52% |
| Jun 30, 2023 | 43.24% |
| Mar 31, 2023 | 37.04% |
| Dec 31, 2022 | 27.41% |
| Sep 30, 2022 | 39.21% |
| Jun 30, 2022 | 48.14% |
| Mar 31, 2022 | 37.40% |
| Dec 31, 2021 | 45.29% |
| Sep 30, 2021 | 43.45% |
| Jun 30, 2021 | 39.59% |