First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)
First Commonwealth Financial (FCF) posted quarterly EBT Margin of 35.54% for Q1 2026, down 367.0% year-over-year from 13.31% in Q1 2025, and down 50.63% quarter-over-quarter from 71.99% in Q4 2025.
First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial's EBT Margin history runs 18 years deep, the most recent figure standing at 35.54% for Q1 2026.
- In Q1 2026, EBT Margin fell 367.0% year-over-year to 35.54%; the TTM figure through Mar 2026 stood at 44.13% (up 816.0% YoY), while the FY2025 annual figure was 41.3%, up 402.0% from the prior year.
- EBT Margin for Q1 2026 stood at 35.54%, down from 71.99% in the prior quarter.
- The five-year high for EBT Margin was 71.99% in Q4 2025, with the low at 27.19% in Q4 2022.
- The 5-year median for EBT Margin is 39.21% (2022), against an average of 42.61%.
- The sharpest annual moves came in 2024 and 2025: EBT Margin sank 3299 bps in 2024, then jumped 4231 bps in 2025.
- First Commonwealth Financial's EBT Margin stood at 27.19% in 2022, then jumped by 74 bps to 47.25% in 2023, then sank by 37 bps to 29.68% in 2024, then jumped by 143 bps to 71.99% in 2025, then tumbled by 51 bps to 35.54% in 2026.
- Business Quant data shows FCF's EBT Margin at 35.54% in Q1 2026, 71.99% in Q4 2025, and 43.08% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | First Commonwealth Financial | 2.15 Bn | 2.15 Bn | - | 40.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 40.90% |
| Mar 31, 2026 | 35.54% |
| Dec 31, 2025 | 71.99% |
| Sep 30, 2025 | 43.08% |
| Jun 30, 2025 | 36.22% |
| Mar 31, 2025 | 39.21% |
| Dec 31, 2024 | 29.68% |
| Sep 30, 2024 | 38.53% |
| Jun 30, 2024 | 38.75% |
| Mar 31, 2024 | 39.97% |
| Dec 31, 2023 | 47.25% |
| Sep 30, 2023 | 71.52% |
| Jun 30, 2023 | 43.82% |
| Mar 31, 2023 | 37.04% |
| Dec 31, 2022 | 27.19% |
| Sep 30, 2022 | 39.21% |
| Jun 30, 2022 | 48.02% |
| Mar 31, 2022 | 37.40% |
| Dec 31, 2021 | 45.29% |
| Sep 30, 2021 | 43.45% |