First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)
First Commonwealth Financial (FCF) reported EBT Margin of 35.36% for Q1 2026, up 59.0% on a YoY basis from 22.24% in Q1 2025, and down 13.58% quarter-over-quarter from 40.92% in Q4 2025.
First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial has reported EBT Margin for 18 years, with the latest figure at 35.36% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 59.0% year-over-year to 35.36%; the trailing twelve-month figure through Mar 2026 stood at 36.69% (up 69.0% YoY), and the FY2025 full-year result was 36.59%, down 68.0% from the prior year.
- EBT Margin for Q1 2026 stood at 35.36%, down from 40.92% in the prior quarter.
- The five-year high for EBT Margin was 47.25% in Q4 2023, with the low at 32.11% in Q2 2025.
- Historically, EBT Margin has averaged 38.22% across 5 years, with a median of 38.75% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin slumped 1356 bps — and 2024, when it surged 763 bps.
- First Commonwealth Financial's EBT Margin stood at 39.95% in 2022, then increased by 18 bps to 47.25% in 2023, then fell by 22 bps to 37.06% in 2024, then increased by 10 bps to 40.92% in 2025, then retreated by 14 bps to 35.36% in 2026.
- The last three EBT Margin figures came in at 35.36% (Q1 2026), 40.92% (Q4 2025), and 38.11% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Commonwealth Financial | 2.03 Bn | 2.03 Bn | - | 35.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.36% |
| Dec 31, 2025 | 40.92% |
| Sep 30, 2025 | 38.11% |
| Jun 30, 2025 | 32.11% |
| Mar 31, 2025 | 34.77% |
| Dec 31, 2024 | 37.06% |
| Sep 30, 2024 | 33.44% |
| Jun 30, 2024 | 38.75% |
| Mar 31, 2024 | 39.97% |
| Dec 31, 2023 | 47.25% |
| Sep 30, 2023 | 40.21% |
| Jun 30, 2023 | 43.82% |
| Mar 31, 2023 | 32.34% |
| Dec 31, 2022 | 39.95% |
| Sep 30, 2022 | 39.21% |
| Jun 30, 2022 | 39.11% |
| Mar 31, 2022 | 37.40% |
| Dec 31, 2021 | 45.29% |
| Sep 30, 2021 | 43.45% |
| Jun 30, 2021 | 39.59% |