First Commonwealth Financial FCF
NYSE FCF
$21.25 +0.18 (+0.85%)
At close: Aug 20, 2026 · 4:00 PM EDT

First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)

First Commonwealth Financial (FCF) posted quarterly EBT Margin of 35.54% for Q1 2026, down 367.0% year-over-year from 13.31% in Q1 2025, and down 50.63% quarter-over-quarter from 71.99% in Q4 2025.

First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends

First Commonwealth Financial's EBT Margin history runs 18 years deep, the most recent figure standing at 35.54% for Q1 2026.

  • In Q1 2026, EBT Margin fell 367.0% year-over-year to 35.54%; the TTM figure through Mar 2026 stood at 44.13% (up 816.0% YoY), while the FY2025 annual figure was 41.3%, up 402.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 35.54%, down from 71.99% in the prior quarter.
  • The five-year high for EBT Margin was 71.99% in Q4 2025, with the low at 27.19% in Q4 2022.
  • The 5-year median for EBT Margin is 39.21% (2022), against an average of 42.61%.
  • The sharpest annual moves came in 2024 and 2025: EBT Margin sank 3299 bps in 2024, then jumped 4231 bps in 2025.
  • First Commonwealth Financial's EBT Margin stood at 27.19% in 2022, then jumped by 74 bps to 47.25% in 2023, then sank by 37 bps to 29.68% in 2024, then jumped by 143 bps to 71.99% in 2025, then tumbled by 51 bps to 35.54% in 2026.
  • Business Quant data shows FCF's EBT Margin at 35.54% in Q1 2026, 71.99% in Q4 2025, and 43.08% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Hdfc Bank 119.58 Bn 83.39 Bn - -
2 Pnc Financial Services 97.75 Bn 97.75 Bn - 37.61%
3 Us Bancorp 96.33 Bn 96.33 Bn - 35.39%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 73.86 Bn -145.23 Bn - 55.27%
6 Deutsche Bank Aktiengesellschaft 71.72 Bn -81.60 Bn - 36.74%
7 Nu Holdings 68.51 Bn 54.82 Bn 2.35 Bn 22.42%
8 Truist Financial 61.69 Bn 61.69 Bn - 34.47%
9 Fifth Third Bancorp 49.73 Bn 26.00 Bn - 31.64%
10 First Commonwealth Financial 2.15 Bn 2.15 Bn - 40.36%

Historic Data

Download Data
DateValue
Jun 30, 2026 40.90%
Mar 31, 2026 35.54%
Dec 31, 2025 71.99%
Sep 30, 2025 43.08%
Jun 30, 2025 36.22%
Mar 31, 2025 39.21%
Dec 31, 2024 29.68%
Sep 30, 2024 38.53%
Jun 30, 2024 38.75%
Mar 31, 2024 39.97%
Dec 31, 2023 47.25%
Sep 30, 2023 71.52%
Jun 30, 2023 43.82%
Mar 31, 2023 37.04%
Dec 31, 2022 27.19%
Sep 30, 2022 39.21%
Jun 30, 2022 48.02%
Mar 31, 2022 37.40%
Dec 31, 2021 45.29%
Sep 30, 2021 43.45%