First Commonwealth Financial (FCF) EBT Margin (2009 - 2026)
First Commonwealth Financial (FCF) posted EBT Margin of 40.36% for Q2 2026, up 14.12% on a QoQ basis from 35.36% in Q1 2026, and up 824.0% year-over-year from 4.37% in Q2 2025.
Analysis
First Commonwealth Financial (FCF) EBT Margin (2009 - 2026) Analysis & Trends
First Commonwealth Financial has reported EBT Margin for 18 years, with the latest figure at 40.36% in Q2 2026.
- On a quarterly basis, EBT Margin rose 824.0% year-over-year to 40.36% in Q2 2026; TTM through Jun 2026 was 38.72%, a 443.0% increase from a year earlier, with the FY2025 full-year figure at 36.59%, down 68.0% from the prior year.
- EBT Margin was 40.36% for Q2 2026 at First Commonwealth Financial, up from 35.36% in the prior quarter.
- The five-year high for EBT Margin was 47.25% in Q4 2023, with the low at 32.11% in Q2 2025.
- Average EBT Margin over 5 years is 38.34%, with a median of 38.93% recorded in 2022.
- The sharpest annual moves came in 2022 and 2026: EBT Margin sank 1356 bps in 2022, then jumped 824 bps in 2026.
- Over 5 years, EBT Margin stood at 39.95% in 2022, then gained by 18 bps to 47.25% in 2023, then decreased by 22 bps to 37.06% in 2024, then gained by 10 bps to 40.92% in 2025, then decreased by 1 bps to 40.36% in 2026.
- The last three EBT Margin figures came in at 40.36% (Q2 2026), 35.36% (Q1 2026), and 40.92% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 31.64% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 33.07% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 33.08% |
| 10 | First Commonwealth Financial | 2.13 Bn | 2.13 Bn | - | 40.36% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.36% |
| Mar 31, 2026 | 35.36% |
| Dec 31, 2025 | 40.92% |
| Sep 30, 2025 | 38.11% |
| Jun 30, 2025 | 32.11% |
| Mar 31, 2025 | 34.77% |
| Dec 31, 2024 | 37.06% |
| Sep 30, 2024 | 33.44% |
| Jun 30, 2024 | 38.75% |
| Mar 31, 2024 | 39.97% |
| Dec 31, 2023 | 47.25% |
| Sep 30, 2023 | 40.21% |
| Jun 30, 2023 | 43.82% |
| Mar 31, 2023 | 32.34% |
| Dec 31, 2022 | 39.95% |
| Sep 30, 2022 | 39.21% |
| Jun 30, 2022 | 39.11% |
| Mar 31, 2022 | 37.40% |
| Dec 31, 2021 | 45.29% |
| Sep 30, 2021 | 43.45% |