First Capital (FCAP) Provision for Credit Losses (2009 - 2026)
First Capital (FCAP) posted Provision for Credit Losses of $355,000 for Q3 2026, up 136.7% from $150,000 a year earlier but down 35.3% from the prior quarter.
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Analysis
First Capital (FCAP) Provision for Credit Losses (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Provision for Credit Losses at First Capital was $1.6 million, up 40.7% year-over-year; for FY2025, it came in at $1.14 million, down 21.0% from FY2024.
- Annual Provision for Credit Losses shows a five-year compound annual growth rate of -8.7% (FY2020 to FY2025).
- In prior years, First Capital's Provision for Credit Losses was $1.45 million in FY2024 (+27.0%), $1.14 million in FY2023 (+20.1%), $950,000 in FY2022 and -$325,000 in FY2021.
- Quarterly Provision for Credit Losses has run from a low of -$400,000 in Q4 2021 to a high of $852,000 in Q2 2024 over five years.
- On a year-over-year basis, Provision for Credit Losses has increased in each of the last four quarters, with growth averaging 15.3% over the last eight quarters.
- The strongest year-over-year quarter for Provision for Credit Losses in the past five years was Q2 2024, with growth of 143.4%; the weakest was Q3 2025, with a decline of 67.6%.
- According to Business Quant data, Provision for Credit Losses for the three prior quarters was $549,000 (Q2 2026), $350,000 (Q1 2026) and $350,000 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First Capital | 211.72 Mn | 211.72 Mn | - | 355,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 355,000.00 |
| Jun 30, 2026 | 549,000.00 |
| Mar 31, 2026 | 350,000.00 |
| Dec 31, 2025 | 350,000.00 |
| Sep 30, 2025 | 150,000.00 |
| Jun 30, 2025 | 306,000.00 |
| Mar 31, 2025 | 338,000.00 |
| Dec 31, 2024 | 346,000.00 |
| Sep 30, 2024 | 463,000.00 |
| Jun 30, 2024 | 852,000.00 |
| Mar 31, 2024 | 280,000.00 |
| Dec 31, 2023 | 308,000.00 |
| Sep 30, 2023 | 290,000.00 |
| Jun 30, 2023 | 350,000.00 |
| Mar 31, 2023 | 193,000.00 |
| Dec 31, 2022 | 400,000.00 |
| Sep 30, 2022 | 175,000.00 |
| Jun 30, 2022 | 200,000.00 |
| Mar 31, 2022 | 175,000.00 |
| Dec 31, 2021 | -400,000.00 |
API Access
First Capital Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=FCAP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "FCAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=FCAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();