First Bancorp (FBP) FCF Payout Ratio (2017 - 2025)
First Bancorp (FBP) posted quarterly FCF Payout Ratio of 0.27 for Q4 2025, down 0.87% year-over-year from 0.27 in Q4 2024, and up 27.29% quarter-over-quarter from 0.21 in Q3 2025.
First Bancorp (FBP) FCF Payout Ratio (2017 - 2025) Analysis & Trends
First Bancorp (FBP) has reported FCF Payout Ratio for 9 consecutive years, with 0.27 the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Payout Ratio fell 0.87% year-over-year to 0.27; the TTM figure through Dec 2025 stood at 0.26 (down 1.76% YoY), while the FY2025 annual figure was 0.26, down 1.44% from the prior year.
- FCF Payout Ratio advanced to 0.27 in Q4 2025 per FBP's latest filing, from 0.21 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.69 in Q2 2023 and bottomed at 0.14 in Q1 2021.
- Historically, FCF Payout Ratio has averaged 0.26 across 5 years, with a median of 0.22 in 2023.
- Annual changes were most pronounced in 2021 — FCF Payout Ratio surged 464.9% — and 2024, when it sank 44.83%.
- First Bancorp's FCF Payout Ratio stood at 0.22 in 2021, then increased by 1.04% to 0.22 in 2022, then soared by 42.15% to 0.31 in 2023, then slipped by 12.01% to 0.27 in 2024, then declined by 0.87% to 0.27 in 2025.
- Business Quant data shows FBP's FCF Payout Ratio at 0.27 in Q4 2025, 0.21 in Q3 2025, and 0.31 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | First Bancorp | 4.34 Bn | -15.25 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.21 |
| Jun 30, 2025 | 0.31 |
| Mar 31, 2025 | 0.27 |
| Dec 31, 2024 | 0.27 |
| Sep 30, 2024 | 0.23 |
| Jun 30, 2024 | 0.38 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | 0.69 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.19 |
| Jun 30, 2021 | 0.14 |
| Mar 31, 2021 | 0.14 |