First Bancorp (FBP) EBT Margin (2010 - 2026)
First Bancorp (FBP) posted quarterly EBT Margin of 32.59% for Q4 2025, up 728.0% year-over-year from 3.94% in Q4 2024, and down 28.59% quarter-over-quarter from 45.64% in Q3 2025.
First Bancorp (FBP) EBT Margin (2010 - 2026) Analysis & Trends
First Bancorp (FBP) has reported EBT Margin for 16 consecutive years, with 32.59% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT Margin rose 728.0% year-over-year to 32.59%; the TTM figure through Dec 2025 stood at 63.17% (up 2240.0% YoY), while the FY2025 annual figure was 46.27%, down 1246.0% from the prior year.
- EBT Margin retreated to 32.59% in Q4 2025 per FBP's latest filing, from 45.64% in the prior quarter.
- Across five years, EBT Margin topped out at 150.07% in Q1 2022 and bottomed at 68.38% in Q2 2025.
- Historically, EBT Margin has averaged 66.77% across 5 years, with a median of 50.51% in 2022.
- Annual changes were most pronounced in 2022 — EBT Margin soared 9716 bps — and 2025, when it plunged 11706 bps.
- First Bancorp's EBT Margin stood at 89.5% in 2021, then slumped by 49 bps to 45.3% in 2022, then tumbled by 45 bps to 24.94% in 2023, then gained by 1 bps to 25.31% in 2024, then grew by 29 bps to 32.59% in 2025.
- Business Quant data shows FBP's EBT Margin at 32.59% in Q4 2025, 45.64% in Q3 2025, and 68.38% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | First Bancorp | 4.34 Bn | -15.25 Bn | - | 45.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -302.34% |
| Dec 31, 2025 | 32.59% |
| Sep 30, 2025 | 45.64% |
| Jun 30, 2025 | -68.38% |
| Mar 31, 2025 | 40.42% |
| Dec 31, 2024 | 25.31% |
| Sep 30, 2024 | 41.09% |
| Jun 30, 2024 | 48.69% |
| Mar 31, 2024 | 70.95% |
| Dec 31, 2023 | 24.94% |
| Sep 30, 2023 | 142.67% |
| Jun 30, 2023 | 132.93% |
| Mar 31, 2023 | 75.57% |
| Dec 31, 2022 | 45.30% |
| Sep 30, 2022 | 49.48% |
| Jun 30, 2022 | 148.70% |
| Mar 31, 2022 | 150.07% |
| Dec 31, 2021 | 89.50% |
| Sep 30, 2021 | 109.41% |
| Jun 30, 2021 | 51.54% |