First Bancorp (FBP) EBT Margin (2010 - 2025)

First Bancorp (FBP) has 16 years of EBT Margin data on file, last reported at 41.73% in Q4 2025.

• EBT Margin for Q4 2025 came in at 41.73%, up 197.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 41.64% (down 6.0% YoY), and the FY2025 annual result was 41.64%, down 6.0% from the prior year.
• EBT Margin retreated to 41.73% in Q4 2025 per FBP's latest filing, from 42.71% in the prior quarter.
• Over five years, EBT Margin peaked at 57.5% in Q1 2022 and troughed at 36.86% in Q4 2023.
• A 5-year average of 45.04% and a median of 43.4% in 2021 frame the typical range for EBT Margin.
• The sharpest annual moves came in 2021 and 2023: EBT Margin jumped 4345 bps in 2021, then tumbled 1353 bps in 2023.
• A 5-year view of EBT Margin shows it stood at 53.73% in 2021, then slipped by 16 bps to 45.3% in 2022, then declined by 19 bps to 36.86% in 2023, then advanced by 8 bps to 39.77% in 2024, then rose by 5 bps to 41.73% in 2025.
• Business Quant data shows FBP's EBT Margin at 41.73% in Q4 2025, 42.71% in Q3 2025, and 41.69% in Q2 2025.