First Bancorp (FBP) EBT Margin (2010 - 2025)

First Bancorp's (FBP) quarterly EBT Margin came in at 71.18% in Q4 2025, up 4055.0% year-on-year from 1.71% in Q4 2024, and up 55.96% on a QoQ basis from 45.64% in Q3 2025.

First Bancorp (FBP) EBT Margin (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of EBT Margin data on file, last reported at 71.18% in Q4 2025.

  • On a quarterly basis, EBT Margin rose 4055.0% year-over-year to 71.18% in Q4 2025; TTM through Dec 2025 was 86.61%, a 4283.0% increase from a year earlier, with the FY2025 full-year figure at 46.27%, down 1246.0% from the prior year.
  • EBT Margin for Q4 2025 stood at 71.18%, up from 45.64% in the prior quarter.
  • Over the last five years, EBT Margin for FBP reached as high as 150.07% in Q1 2022 and fell as low as 68.38% in Q2 2025.
  • Historically, EBT Margin has averaged 71.37% across 5 years, with a median of 67.81% in 2023.
  • Across the five-year window, EBT Margin jumped 9716 bps in 2022 and slumped 11706 bps in 2025, its largest moves.
  • Year by year, EBT Margin stood at 92.29% in 2021, then plunged by 45 bps to 50.85% in 2022, then grew by 27 bps to 64.66% in 2023, then plunged by 53 bps to 30.63% in 2024, then soared by 132 bps to 71.18% in 2025.
  • Per Business Quant data, the three most recent EBT Margin figures were 71.18% in Q4 2025, 45.64% in Q3 2025, and 68.38% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 258,288.96%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 803.69%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 167.25%
4 Lloyds Banking 360.83 Bn 360.83 Bn - 39.06%
5 First Capital 204.17 Bn 203.82 Bn - 311.44%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 36.05%
7 NatWest 144.82 Bn -51.17 Bn - 46.65%
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 35.47%
9 Us Bancorp 99.51 Bn 99.51 Bn - 40.87%
10 First Bancorp 4.60 Bn 4.60 Bn - 71.18%

Historic Data

Download Data
DateValue
Dec 31, 2025 71.18%
Sep 30, 2025 45.64%
Jun 30, 2025 -68.38%
Mar 31, 2025 40.42%
Dec 31, 2024 30.63%
Sep 30, 2024 41.09%
Jun 30, 2024 48.69%
Mar 31, 2024 70.95%
Dec 31, 2023 64.66%
Sep 30, 2023 142.67%
Jun 30, 2023 132.93%
Mar 31, 2023 75.57%
Dec 31, 2022 50.85%
Sep 30, 2022 49.48%
Jun 30, 2022 148.70%
Mar 31, 2022 150.07%
Dec 31, 2021 92.29%
Sep 30, 2021 109.41%
Jun 30, 2021 51.54%
Mar 31, 2021 78.98%