First Bancorp (FBNC) Provisions (2010 - 2026)
First Bancorp's Provisions came in at $1.17 million for Q2 2026, down 47.2% from $2.21 million a year earlier and down 62.1% from the prior quarter.
First Bancorp (FBNC) Provisions (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Bancorp reported Provisions of $11.43 million, down 40.2% year-over-year; for FY2025, it was $11.5 million, down 38.7% from FY2024.
- Provisions carries a five-year compound annual growth rate of -20.0% (FY2020 to FY2025).
- Going back by year, Provisions was $18.75 million in FY2024 (-5.1%), $19.75 million in FY2023 (+56.7%), $12.6 million in FY2022 (-16.2%) and $15.03 million in FY2021 (-57.1%).
- The Q2 2026 figure represents the lowest quarterly Provisions since Q4 2024.
- Year-over-year, Provisions increased in three of the last seven quarters, with growth averaging 52.6%.
- The fastest year-over-year change in Provisions over five years came in Q4 2025 (growth of 420.1%), and the weakest in Q1 2024 (a decline of 85.6%).
- Business Quant data shows FBNC's Provisions at $3.08 million (Q1 2026), $3.73 million (Q4 2025) and $3.44 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 914.00 Mn |
| 10 | First Bancorp | 2.53 Bn | 2.53 Bn | - | 1.17 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.17 Mn |
| Mar 31, 2026 | 3.08 Mn |
| Dec 31, 2025 | 3.73 Mn |
| Sep 30, 2025 | 3.44 Mn |
| Jun 30, 2025 | 2.21 Mn |
| Mar 31, 2025 | 1.40 Mn |
| Dec 31, 2024 | 718,000.00 |
| Sep 30, 2024 | 14.78 Mn |
| Jun 30, 2024 | 1.45 Mn |
| Mar 31, 2024 | 1.80 Mn |
| Dec 31, 2023 | 3.40 Mn |
| Sep 30, 2023 | 1.20 Mn |
| Jun 30, 2023 | 3.70 Mn |
| Mar 31, 2023 | 12.50 Mn |
| Dec 31, 2022 | 4.00 Mn |
| Sep 30, 2022 | 5.40 Mn |
| Mar 31, 2022 | 3.50 Mn |
| Dec 31, 2021 | 11.01 Mn |
| Sep 30, 2021 | -1.40 Mn |
| Jun 30, 2021 | 1.94 Mn |
First Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=FBNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "FBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=FBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();