First Bancorp /Nc/ (FBNC) Net Margin (2010 - 2026)
First Bancorp's Net Margin came in at 39.68% for Q2 2026, up 4.93 percentage points from 34.76% a year earlier and up 1.53 percentage points from the prior quarter.
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Analysis
First Bancorp /Nc/ (FBNC) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Bancorp reported Net Margin of 31.49%, up 5.85 percentage points year-over-year; for FY2025, it came in at 28.45%, up 6.69 percentage points from FY2024.
- Net Margin carries a five-year change of +1.24 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 21.77% in FY2024 (-4.00 pp), 25.77% in FY2023 (-11.64 pp), 37.40% in FY2022 (+7.52 pp) and 29.89% in FY2021 (+2.68 pp).
- The Q2 2026 figure represents the highest quarterly Net Margin in data going back to Q2 2010.
- Year-over-year, Net Margin has increased for six consecutive quarters, with an average year-over-year change of +0.17 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q4 2022 (a gain of 27.01 percentage points), and the weakest in Q4 2024 (a drop of 25.18 percentage points).
- Business Quant data shows FBNC's Net Margin at 38.15% (Q1 2026), 18.73% (Q4 2025) and 22.72% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.68% |
| Mar 31, 2026 | 38.15% |
| Dec 31, 2025 | 18.73% |
| Sep 30, 2025 | 22.72% |
| Jun 30, 2025 | 34.76% |
| Mar 31, 2025 | 34.41% |
| Dec 31, 2024 | 5.41% |
| Sep 30, 2024 | 19.33% |
| Jun 30, 2024 | 30.00% |
| Mar 31, 2024 | 27.42% |
| Dec 31, 2023 | 30.58% |
| Sep 30, 2023 | 29.93% |
| Jun 30, 2023 | 29.05% |
| Mar 31, 2023 | 14.30% |
| Dec 31, 2022 | 38.85% |
| Sep 30, 2022 | 37.12% |
| Jun 30, 2022 | 38.30% |
| Mar 31, 2022 | 35.34% |
| Dec 31, 2021 | 11.84% |
| Sep 30, 2021 | 36.83% |
API Access
First Bancorp /Nc/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();