First Bancorp (FBNC) Net Margin (2010 - 2026)

First Bancorp has reported Net Margin for 14 years, with the latest figure at 38.15% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 374.0% year-over-year to 38.15%; the trailing twelve-month figure through Mar 2026 stood at 29.82% (up 581.0% YoY), and the FY2025 full-year result was 28.45%, up 669.0% from the prior year.
• Net Margin for Q1 2026 stood at 38.15%, up from 18.73% in the prior quarter.
• The five-year high for Net Margin was 38.85% in Q4 2022, with the low at 5.41% in Q4 2024.
• Historically, Net Margin has averaged 28.49% across 5 years, with a median of 30.0% in 2024.
• Annual changes were most pronounced in 2022 — Net Margin jumped 2701 bps — and 2024, when it plunged 2518 bps.
• First Bancorp's Net Margin stood at 38.85% in 2022, then retreated by 21 bps to 30.58% in 2023, then sank by 82 bps to 5.41% in 2024, then soared by 246 bps to 18.73% in 2025, then soared by 104 bps to 38.15% in 2026.
• The last three Net Margin figures came in at 38.15% (Q1 2026), 18.73% (Q4 2025), and 22.72% (Q3 2025), per Business Quant data.