First Bancorp (FBNC) Net Margin (2009 - 2026)
First Bancorp's Net Margin came in at 39.68% for Q2 2026, up 4.93 percentage points from 34.76% a year earlier and up 1.53 percentage points from the prior quarter.
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Analysis
First Bancorp (FBNC) Net Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Bancorp reported Net Margin of 31.49%, up 5.85 percentage points year-over-year; for FY2025, it came in at 28.45%, up 6.69 percentage points from FY2024.
- Net Margin carries a five-year change of +1.24 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 21.77% in FY2024 (-4.00 pp), 25.77% in FY2023 (-11.64 pp), 37.40% in FY2022 (+7.52 pp) and 29.89% in FY2021 (+2.68 pp).
- The Q2 2026 figure represents the highest quarterly Net Margin in data going back to Q2 2010.
- Year-over-year, Net Margin has increased for six consecutive quarters, with an average year-over-year change of +0.17 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q4 2022 (a gain of 27.01 percentage points), and the weakest in Q4 2024 (a drop of 25.18 percentage points).
- Business Quant data shows FBNC's Net Margin at 38.15% (Q1 2026), 18.73% (Q4 2025) and 22.72% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | First Bancorp | 2.68 Bn | 773.46 Mn | - | 39.47% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.47% |
| Jun 30, 2026 | 39.68% |
| Mar 31, 2026 | 38.15% |
| Dec 31, 2025 | 18.71% |
| Sep 30, 2025 | 22.73% |
| Jun 30, 2025 | 34.76% |
| Mar 31, 2025 | 34.41% |
| Dec 31, 2024 | 5.41% |
| Sep 30, 2024 | 19.33% |
| Jun 30, 2024 | 30.00% |
| Mar 31, 2024 | 27.42% |
| Dec 31, 2023 | 30.58% |
| Sep 30, 2023 | 29.93% |
| Jun 30, 2023 | 29.05% |
| Mar 31, 2023 | 14.30% |
| Dec 31, 2022 | 38.85% |
| Sep 30, 2022 | 37.12% |
| Jun 30, 2022 | 38.30% |
| Mar 31, 2022 | 35.34% |
| Dec 31, 2021 | 11.84% |
API Access
First Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();