First Bancorp /Nc/ (FBNC) EBT Margin (2010 - 2026)
First Bancorp's EBT Margin came in at 49.78% for Q2 2026, up 4.88 percentage points from 44.90% a year earlier and up 1.54 percentage points from the prior quarter.
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Analysis
First Bancorp /Nc/ (FBNC) EBT Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Bancorp reported EBT Margin of 39.06%, up 5.81 percentage points year-over-year; for FY2025, it came in at 35.74%, up 7.72 percentage points from FY2024.
- EBT Margin carries a five-year change of +1.30 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 28.02% in FY2024 (-4.63 pp), 32.65% in FY2023 (-14.50 pp), 47.15% in FY2022 (+9.55 pp) and 37.60% in FY2021 (+3.16 pp).
- The Q2 2026 figure represents the highest quarterly EBT Margin in data going back to Q2 2010.
- Year-over-year, EBT Margin has increased for six consecutive quarters, with an average year-over-year change of -0.30 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2022 (a gain of 34.54 percentage points), and the weakest in Q4 2024 (a drop of 28.37 percentage points).
- Business Quant data shows FBNC's EBT Margin at 48.24% (Q1 2026), 20.20% (Q4 2025) and 28.97% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.78% |
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 20.20% |
| Sep 30, 2025 | 28.97% |
| Jun 30, 2025 | 44.90% |
| Mar 31, 2025 | 44.21% |
| Dec 31, 2024 | 10.47% |
| Sep 30, 2024 | 23.36% |
| Jun 30, 2024 | 38.53% |
| Mar 31, 2024 | 34.48% |
| Dec 31, 2023 | 38.85% |
| Sep 30, 2023 | 37.70% |
| Jun 30, 2023 | 36.82% |
| Mar 31, 2023 | 18.25% |
| Dec 31, 2022 | 48.80% |
| Sep 30, 2022 | 47.09% |
| Jun 30, 2022 | 48.29% |
| Mar 31, 2022 | 44.38% |
| Dec 31, 2021 | 14.25% |
| Sep 30, 2021 | 46.09% |
API Access
First Bancorp /Nc/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();