First Bancorp (FBNC) EBT Margin (2010 - 2026)
First Bancorp (FBNC) reported EBT Margin of 48.24% for Q1 2026, up 403.0% on a YoY basis from 9.59% in Q1 2025, and up 138.84% quarter-over-quarter from 20.2% in Q4 2025.
First Bancorp (FBNC) EBT Margin (2010 - 2026) Analysis & Trends
First Bancorp has reported EBT Margin for 14 years, with the latest figure at 48.24% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 403.0% year-over-year to 48.24%; the trailing twelve-month figure through Mar 2026 stood at 37.29% (up 620.0% YoY), and the FY2025 full-year result was 35.74%, up 772.0% from the prior year.
- EBT Margin for Q1 2026 stood at 48.24%, up from 20.2% in the prior quarter.
- The five-year high for EBT Margin was 48.8% in Q4 2022, with the low at 10.47% in Q4 2024.
- Historically, EBT Margin has averaged 36.09% across 5 years, with a median of 38.53% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin surged 3454 bps — and 2024, when it sank 2837 bps.
- First Bancorp's EBT Margin stood at 48.8% in 2022, then retreated by 20 bps to 38.85% in 2023, then tumbled by 73 bps to 10.47% in 2024, then jumped by 93 bps to 20.2% in 2025, then jumped by 139 bps to 48.24% in 2026.
- The last three EBT Margin figures came in at 48.24% (Q1 2026), 20.2% (Q4 2025), and 28.97% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Bancorp | 2.54 Bn | 1.95 Bn | - | 48.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 20.20% |
| Sep 30, 2025 | 28.97% |
| Jun 30, 2025 | 44.88% |
| Mar 31, 2025 | 44.21% |
| Dec 31, 2024 | 10.47% |
| Sep 30, 2024 | 23.36% |
| Jun 30, 2024 | 38.53% |
| Mar 31, 2024 | 34.48% |
| Dec 31, 2023 | 38.85% |
| Sep 30, 2023 | 37.70% |
| Jun 30, 2023 | 36.82% |
| Mar 31, 2023 | 18.25% |
| Dec 31, 2022 | 48.80% |
| Sep 30, 2022 | 47.09% |
| Jun 30, 2022 | 48.29% |
| Mar 31, 2022 | 44.38% |
| Dec 31, 2021 | 14.25% |
| Sep 30, 2021 | 46.09% |
| Jun 30, 2021 | 46.43% |