First Bancorp (FBNC) EBT Margin (2010 - 2026)
First Bancorp's EBT Margin came in at 49.78% for Q2 2026, up 4.88 percentage points from 44.90% a year earlier and up 1.54 percentage points from the prior quarter.
Powered by 
Analysis
First Bancorp (FBNC) EBT Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Bancorp reported EBT Margin of 39.06%, up 5.81 percentage points year-over-year; for FY2025, it came in at 35.74%, up 7.72 percentage points from FY2024.
- EBT Margin carries a five-year change of +1.30 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 28.02% in FY2024 (-4.63 pp), 32.65% in FY2023 (-14.50 pp), 47.15% in FY2022 (+9.55 pp) and 37.60% in FY2021 (+3.16 pp).
- The Q2 2026 figure represents the highest quarterly EBT Margin in data going back to Q2 2010.
- Year-over-year, EBT Margin has increased for six consecutive quarters, with an average year-over-year change of -0.30 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2022 (a gain of 34.54 percentage points), and the weakest in Q4 2024 (a drop of 28.37 percentage points).
- Business Quant data shows FBNC's EBT Margin at 48.24% (Q1 2026), 20.20% (Q4 2025) and 28.97% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 35.57% |
| 10 | First Bancorp | 2.53 Bn | 2.53 Bn | - | 49.78% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.78% |
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 20.20% |
| Sep 30, 2025 | 28.97% |
| Jun 30, 2025 | 44.90% |
| Mar 31, 2025 | 44.21% |
| Dec 31, 2024 | 10.47% |
| Sep 30, 2024 | 23.36% |
| Jun 30, 2024 | 38.53% |
| Mar 31, 2024 | 34.48% |
| Dec 31, 2023 | 38.85% |
| Sep 30, 2023 | 37.70% |
| Jun 30, 2023 | 36.82% |
| Mar 31, 2023 | 18.25% |
| Dec 31, 2022 | 48.80% |
| Sep 30, 2022 | 47.09% |
| Jun 30, 2022 | 48.29% |
| Mar 31, 2022 | 44.38% |
| Dec 31, 2021 | 14.25% |
| Sep 30, 2021 | 46.09% |
API Access
First Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();