First Bancorp (FBNC) EBT Margin (2010 - 2026)

First Bancorp (FBNC) reported EBT Margin of 48.24% for Q1 2026, up 403.0% on a YoY basis from 9.59% in Q1 2025, and up 138.84% quarter-over-quarter from 20.2% in Q4 2025.

First Bancorp (FBNC) EBT Margin (2010 - 2026) Analysis & Trends

First Bancorp has reported EBT Margin for 14 years, with the latest figure at 48.24% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 403.0% year-over-year to 48.24%; the trailing twelve-month figure through Mar 2026 stood at 37.29% (up 620.0% YoY), and the FY2025 full-year result was 35.74%, up 772.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 48.24%, up from 20.2% in the prior quarter.
  • The five-year high for EBT Margin was 48.8% in Q4 2022, with the low at 10.47% in Q4 2024.
  • Historically, EBT Margin has averaged 36.09% across 5 years, with a median of 38.53% in 2024.
  • Annual changes were most pronounced in 2022 — EBT Margin surged 3454 bps — and 2024, when it sank 2837 bps.
  • First Bancorp's EBT Margin stood at 48.8% in 2022, then retreated by 20 bps to 38.85% in 2023, then tumbled by 73 bps to 10.47% in 2024, then jumped by 93 bps to 20.2% in 2025, then jumped by 139 bps to 48.24% in 2026.
  • The last three EBT Margin figures came in at 48.24% (Q1 2026), 20.2% (Q4 2025), and 28.97% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First Bancorp 2.54 Bn 1.95 Bn - 48.24%

Historic Data

Download Data
DateValue
Mar 31, 2026 48.24%
Dec 31, 2025 20.20%
Sep 30, 2025 28.97%
Jun 30, 2025 44.88%
Mar 31, 2025 44.21%
Dec 31, 2024 10.47%
Sep 30, 2024 23.36%
Jun 30, 2024 38.53%
Mar 31, 2024 34.48%
Dec 31, 2023 38.85%
Sep 30, 2023 37.70%
Jun 30, 2023 36.82%
Mar 31, 2023 18.25%
Dec 31, 2022 48.80%
Sep 30, 2022 47.09%
Jun 30, 2022 48.29%
Mar 31, 2022 44.38%
Dec 31, 2021 14.25%
Sep 30, 2021 46.09%
Jun 30, 2021 46.43%