Embassy Bancorp (EMYB) Provision for Losses (2009 - 2026)
Embassy Bancorp (EMYB) posted Provision for Losses of $12,000 for Q4 2023, down 95.6% from $270,000 a year earlier.
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Analysis
Embassy Bancorp (EMYB) Provision for Losses (2009 - 2026) Analysis & Trends
For FY2023, Embassy Bancorp's Provision for Losses came in at -$178,000.
- In prior years, Embassy Bancorp's Provision for Losses was $895,000 in FY2022 (-2.2%), $915,000 in FY2021 (-63.7%), $2.52 million in FY2020 (+316.5%) and $605,000 in FY2019 (-44.0%).
- Quarterly Provision for Losses has run from a low of -$300,000 in Q3 2023 to a high of $850,000 in Q4 2020 over five years.
- On a year-over-year basis, Provision for Losses increased in three of the last five quarters, with growth averaging 30.7%.
- The strongest year-over-year quarter for Provision for Losses in the past five years was Q2 2020, with growth of 584.2%; the weakest was Q4 2023, with a decline of 95.6%.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 368.00 Mn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.03 Bn |
| 10 | Embassy Bancorp | 153.64 Mn | -858.34 Mn | - | -71,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -71,000.00 |
| Jun 30, 2026 | 384,000.00 |
| Mar 31, 2026 | 20,000.00 |
| Dec 31, 2025 | 213,000.00 |
| Sep 30, 2025 | 27,000.00 |
| Jun 30, 2025 | -178,000.00 |
| Mar 31, 2025 | 47,000.00 |
| Dec 31, 2024 | -48,000.00 |
| Sep 30, 2024 | -30,000.00 |
| Jun 30, 2024 | -283,000.00 |
| Mar 31, 2024 | -72,000.00 |
| Dec 31, 2023 | 12,000.00 |
| Sep 30, 2023 | -300,000.00 |
| Jun 30, 2023 | 110,000.00 |
| Dec 31, 2022 | 270,000.00 |
| Sep 30, 2022 | 275,000.00 |
| Jun 30, 2022 | 350,000.00 |
| Mar 31, 2022 | -12,000.00 |
| Dec 31, 2021 | 175,000.00 |
| Sep 30, 2021 | 150,000.00 |
API Access
Embassy Bancorp Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();