Eagle Financial Services (EFSI) Net Margin (2010 - 2026)
Eagle Financial Services' (EFSI) quarterly Net Margin came in at 19.49% in Q2 2026, down 608.0% on a YoY basis from 3.84% in Q2 2025, and up 8.54% quarter-over-quarter from 17.95% in Q1 2026.
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Analysis
Eagle Financial Services (EFSI) Net Margin (2010 - 2026) Analysis & Trends
Eagle Financial Services (EFSI) has reported Net Margin for 17 consecutive years, with 19.49% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin fell 608.0% year-over-year to 19.49%; the trailing twelve-month figure through Jun 2026 stood at 20.19% (up 880.0% YoY), and the FY2025 full-year result was 128.35%, down 21446.0% from the prior year.
- Net Margin improved to 19.49% in Q2 2026 per EFSI's latest filing, from 17.95% in the prior quarter.
- Across five years, Net Margin topped out at 26.23% in Q4 2024 and bottomed at 145.84% in Q1 2025.
- Historically, Net Margin has averaged 9.9% across 5 years, with a median of 18.41% in 2025.
- The sharpest annual moves came in 2025 and 2026: Net Margin slumped 16187 bps in 2025, then soared 16379 bps in 2026.
- Over 5 years, Net Margin stood at 16.13% in 2022, then sank by 66 bps to 5.56% in 2023, then soared by 372 bps to 26.23% in 2024, then plunged by 31 bps to 18.22% in 2025, then advanced by 7 bps to 19.49% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 19.49%, 17.95%, and 18.22% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | - |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 23.30% |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 24.18% |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 24.27% |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 28.79% |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | 864.86% |
| 10 | Eagle Financial Services | 250.72 Mn | 106.73 Mn | - | 19.49% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.49% |
| Mar 31, 2026 | 17.95% |
| Dec 31, 2025 | 18.22% |
| Sep 30, 2025 | 24.97% |
| Jun 30, 2025 | 25.56% |
| Mar 31, 2025 | -145.84% |
| Dec 31, 2024 | 26.23% |
| Sep 30, 2024 | 18.60% |
| Jun 30, 2024 | 19.35% |
| Mar 31, 2024 | 16.03% |
| Dec 31, 2023 | 5.56% |
| Sep 30, 2023 | 13.54% |
| Jun 30, 2023 | 13.03% |
| Mar 31, 2023 | 15.99% |
| Dec 31, 2022 | 16.13% |
| Sep 30, 2022 | 25.41% |
| Jun 30, 2022 | 25.32% |
| Mar 31, 2022 | 22.60% |
| Dec 31, 2021 | 5.85% |
| Sep 30, 2021 | 21.63% |
API Access
Eagle Financial Services Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=EFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "EFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=EFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();