Encore Capital (ECPG) Interest Paid (2010 - 2026)
Encore Capital (ECPG) reported Interest Paid of $34.74 million for Q3 2026, down 10.8% from $38.93 million a year earlier and down 68.8% from the prior quarter.
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Analysis
Encore Capital (ECPG) Interest Paid (2010 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Encore Capital's Interest Paid came in at $270.52 million, up 10.7% year-over-year; for FY2025, it came in at $259.81 million, up 23.4% from FY2024.
- Interest Paid has increased for three consecutive years, with a five-year compound annual growth rate of 8.9% (FY2020 to FY2025).
- By year, Interest Paid came in at $210.58 million in FY2024 (+28.5%), $163.82 million in FY2023 (+24.7%), $131.39 million in FY2022 (-0.8%) and $132.4 million in FY2021 (-21.9%).
- The Q3 2026 figure ranks as the lowest quarterly Interest Paid since Q2 2024.
- Year over year, Interest Paid gained in four of the last eight quarters, with growth averaging 26.2%.
- The high point for year-over-year Interest Paid in five years was Q2 2025 (growth of 168.4%); the low point was Q3 2025 (a decline of 32.9%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $111.38 million (Q2 2026), $37.34 million (Q1 2026) and $87.06 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Paid (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | 172.85 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 35.61 Bn |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | - |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 122.40 Mn |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 1.03 Bn |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | 179.00 Mn |
| 10 | Encore Capital | 2.44 Bn | 1.71 Bn | - | 34.74 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 34.74 Mn |
| Jun 30, 2026 | 111.38 Mn |
| Mar 31, 2026 | 37.34 Mn |
| Dec 31, 2025 | 87.06 Mn |
| Sep 30, 2025 | 38.93 Mn |
| Jun 30, 2025 | 92.53 Mn |
| Mar 31, 2025 | 41.30 Mn |
| Dec 31, 2024 | 71.63 Mn |
| Sep 30, 2024 | 58.01 Mn |
| Jun 30, 2024 | 34.48 Mn |
| Mar 31, 2024 | 46.47 Mn |
| Dec 31, 2023 | 43.70 Mn |
| Sep 30, 2023 | 40.95 Mn |
| Jun 30, 2023 | 41.10 Mn |
| Mar 31, 2023 | 38.07 Mn |
| Dec 31, 2022 | 36.56 Mn |
| Sep 30, 2022 | 30.46 Mn |
| Jun 30, 2022 | 32.60 Mn |
| Mar 31, 2022 | 31.77 Mn |
| Dec 31, 2021 | 32.07 Mn |
API Access
Encore Capital Interest Paid API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-paid&ticker=ECPG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-paid", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-paid&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();