ECB Bancorp (ECBK) Provision for Losses (2021 - 2026)
ECB Bancorp (ECBK) reported Provision for Losses of -$172,000 for Q2 2026, compared with $1.12 million a year earlier.
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Analysis
ECB Bancorp (ECBK) Provision for Losses (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, ECB Bancorp's Provision for Losses came in at $409,000, down 51.6% year-over-year; for FY2025, it came in at $1.53 million, up 781.6% from FY2024.
- Provision for Losses has a four-year compound annual growth rate of 43.7% (FY2021 to FY2025).
- By year, Provision for Losses came in at $174,000 in FY2024 (-78.3%), $803,000 in FY2023 (-72.7%), $2.94 million in FY2022 (+716.7%) and $360,000 in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly Provision for Losses since Q4 2024.
- The high point for year-over-year Provision for Losses in five years was Q3 2022 (growth of 927.8%); the low point was Q4 2023 (a decline of 90.6%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $157,000 (Q1 2026), $241,000 (Q4 2025) and $183,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | ECB Bancorp | 178.42 Mn | -570.09 Mn | - | 205,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 205,000.00 |
| Jun 30, 2026 | -172,000.00 |
| Mar 31, 2026 | 157,000.00 |
| Dec 31, 2025 | 241,000.00 |
| Sep 30, 2025 | 183,000.00 |
| Jun 30, 2025 | 1.12 Mn |
| Mar 31, 2025 | -10,000.00 |
| Dec 31, 2024 | -311,000.00 |
| Sep 30, 2024 | 46,000.00 |
| Jun 30, 2024 | 292,000.00 |
| Mar 31, 2024 | 147,000.00 |
| Dec 31, 2023 | 107,000.00 |
| Sep 30, 2023 | -392,000.00 |
| Jun 30, 2023 | 209,000.00 |
| Mar 31, 2023 | 879,000.00 |
| Dec 31, 2022 | 1.14 Mn |
| Sep 30, 2022 | 925,000.00 |
| Jun 30, 2022 | 754,000.00 |
| Mar 31, 2022 | 121,000.00 |
| Dec 31, 2021 | 90,000.00 |
API Access
ECB Bancorp Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=ECBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "ECBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=ECBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();