ECB Bancorp (ECBK) Provision for Credit Losses (2021 - 2026)
ECB Bancorp (ECBK) posted Provision for Credit Losses of -$172,000 for Q2 2026, compared with $1.12 million a year earlier.
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Analysis
ECB Bancorp (ECBK) Provision for Credit Losses (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provision for Credit Losses at ECB Bancorp was $410,000, down 57.8% year-over-year; for FY2025, it was $1.53 million, up 418.2% from FY2024.
- Annual Provision for Credit Losses shows a four-year compound annual growth rate of 43.7% (FY2021 to FY2025).
- In prior years, ECB Bancorp's Provision for Credit Losses was $296,000 in FY2024 (-75.5%), $1.21 million in FY2023 (-58.8%), $2.94 million in FY2022 (+716.7%) and $360,000 in FY2021.
- The Q2 2026 figure stands as the lowest quarterly Provision for Credit Losses since Q4 2024.
- The strongest year-over-year quarter for Provision for Credit Losses in the past five years was Q3 2022, with growth of 927.8%; the weakest was Q4 2023, with a decline of 90.6%.
- According to Business Quant data, Provision for Credit Losses for the three prior quarters was $157,000 (Q1 2026), $242,000 (Q4 2025) and $183,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | ECB Bancorp | 178.42 Mn | -570.09 Mn | - | 205,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 205,000.00 |
| Jun 30, 2026 | -172,000.00 |
| Mar 31, 2026 | 157,000.00 |
| Dec 31, 2025 | 164,000.00 |
| Sep 30, 2025 | 183,000.00 |
| Jun 30, 2025 | 1.12 Mn |
| Mar 31, 2025 | -10,000.00 |
| Dec 31, 2024 | -184,000.00 |
| Sep 30, 2024 | 46,000.00 |
| Jun 30, 2024 | 358,000.00 |
| Mar 31, 2024 | 147,000.00 |
| Dec 31, 2023 | 107,000.00 |
| Sep 30, 2023 | -184,000.00 |
| Jun 30, 2023 | 213,000.00 |
| Mar 31, 2023 | 879,000.00 |
| Dec 31, 2022 | 1.14 Mn |
| Sep 30, 2022 | 925,000.00 |
| Jun 30, 2022 | 754,000.00 |
| Mar 31, 2022 | 121,000.00 |
| Dec 31, 2021 | 90,000.00 |
API Access
ECB Bancorp Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=ECBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "ECBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=ECBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();