ECB Bancorp (ECBK) Asset Utilization Ratio (2022 - 2026)
ECB Bancorp (ECBK) posted quarterly Asset Utilization Ratio of 0.04 for Q1 2026, up 216.26% year-over-year from 0.01 in Q1 2025, and down 2.98% quarter-over-quarter from 0.05 in Q4 2025.
ECB Bancorp (ECBK) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
ECB Bancorp (ECBK) has reported Asset Utilization Ratio for 5 consecutive years, with 0.04 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 216.26% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (up 216.26% YoY), while the FY2025 annual figure was 0.0, down 7.51% from the prior year.
- Asset Utilization Ratio declined to 0.04 in Q1 2026 per ECBK's latest filing, from 0.05 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.05 in Q4 2025 and bottomed at 0.01 in Q1 2025.
- Historically, Asset Utilization Ratio has averaged 0.02 across 5 years, with a median of 0.03 in 2024.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio plunged 46.44% — and 2026, when it surged 216.26%.
- ECB Bancorp's Asset Utilization Ratio stood at 0.02 in 2022, then climbed by 15.96% to 0.03 in 2023, then plunged by 32.72% to 0.02 in 2024, then jumped by 145.2% to 0.05 in 2025, then declined by 2.98% to 0.04 in 2026.
- Business Quant data shows ECBK's Asset Utilization Ratio at 0.04 in Q1 2026, 0.05 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.02 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.04 |
| 10 | ECB Bancorp | 165.43 Mn | -79.57 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |