Dave (DAVE) Operating Margin (2021 - 2026)
Dave (DAVE) reported Operating Margin of 31.57% for Q1 2026, up 549.0% on a YoY basis from 4.86% in Q1 2025, and down 5.64% sequentially from 33.45% in Q4 2025.
Dave (DAVE) Operating Margin (2021 - 2026) Analysis & Trends
Dave (DAVE) has 6 years of Operating Margin data on file, last reported at 31.57% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 549.0% year-over-year to 31.57%; the trailing twelve-month figure through Mar 2026 stood at 28.83% (up 2084.0% YoY), and the FY2025 full-year result was 27.63%, up 2612.0% from the prior year.
- Operating Margin slipped to 31.57% in Q1 2026, from 33.45% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 33.45% in Q4 2025 to a low of 153.82% in Q2 2022.
- A 5-year average of 23.41% and a median of 11.74% in 2024 frame the typical range for Operating Margin.
- Across the five-year window, Operating Margin tumbled 14859 bps in 2022 and jumped 8687 bps in 2023, its largest moves.
- Tracing DAVE's Operating Margin over 5 years: stood at 48.77% in 2022, then soared by 86 bps to 6.75% in 2023, then soared by 320 bps to 14.86% in 2024, then surged by 125 bps to 33.45% in 2025, then declined by 6 bps to 31.57% in 2026.
- Business Quant data shows DAVE's Operating Margin at 31.57% in Q1 2026, 33.45% in Q4 2025, and 22.98% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 28.69% |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | - |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 12.05% |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 14.56% |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 21.08% |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 4.06% |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | -22.99% |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -23.45% |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 29.26% |
| 10 | Dave | 5.49 Bn | 5.31 Bn | 148.85 Mn | 31.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.57% |
| Dec 31, 2025 | 33.45% |
| Sep 30, 2025 | 22.98% |
| Jun 30, 2025 | 26.47% |
| Mar 31, 2025 | 26.08% |
| Dec 31, 2024 | 14.86% |
| Sep 30, 2024 | -11.74% |
| Jun 30, 2024 | -2.28% |
| Mar 31, 2024 | -15.64% |
| Dec 31, 2023 | -6.75% |
| Sep 30, 2023 | -26.80% |
| Jun 30, 2023 | -66.95% |
| Mar 31, 2023 | -52.58% |
| Dec 31, 2022 | -48.77% |
| Sep 30, 2022 | -99.32% |
| Jun 30, 2022 | -153.82% |
| Mar 31, 2022 | -68.66% |
| Dec 31, 2021 | -7.23% |
| Sep 30, 2021 | -3.28% |
| Jun 30, 2021 | -5.23% |