Dave (DAVE) Gross Margin (2022 - 2026)
Dave (DAVE) reported Gross Margin of 93.97% for Q2 2026, down 0.59 percentage points from 94.56% a year earlier and unchanged from the prior quarter.
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Analysis
Dave (DAVE) Gross Margin (2022 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Dave's Gross Margin came in at 93.91%, up 0.51 percentage points year-over-year; for FY2025, it came in at 93.96%, up 2.42 percentage points from FY2024.
- Gross Margin has increased for three consecutive years, with a four-year change of +9.29 percentage points (FY2021 to FY2025).
- By year, Gross Margin came in at 91.54% in FY2024 (+2.40 pp), 89.15% in FY2023 (+4.74 pp), 84.40% in FY2022 (-0.26 pp) and 84.67% in FY2021.
- Five-year quarterly Gross Margin spans a low of 83.29% in Q3 2022 and a high of 94.56% in Q2 2025.
- Year over year, Gross Margin gained in six of the last eight quarters, with an average year-over-year change of +1.92 percentage points.
- The high point for year-over-year Gross Margin in five years was Q3 2023 (a gain of 5.98 percentage points); the low point was Q2 2026 (a drop of 0.59 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 93.97% (Q1 2026), 93.94% (Q4 2025) and 93.76% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | - |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | - |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 47.84% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | 75.71% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | - |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 54.74% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 61.04% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | 87.70% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 65.60% |
| 10 | Dave | 3.67 Bn | 3.03 Bn | 160.49 Mn | 93.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 93.97% |
| Mar 31, 2026 | 93.97% |
| Dec 31, 2025 | 93.94% |
| Sep 30, 2025 | 93.76% |
| Jun 30, 2025 | 94.56% |
| Mar 31, 2025 | 93.53% |
| Dec 31, 2024 | 94.04% |
| Sep 30, 2024 | 90.92% |
| Jun 30, 2024 | 90.64% |
| Mar 31, 2024 | 89.51% |
| Dec 31, 2023 | 90.82% |
| Sep 30, 2023 | 89.27% |
| Jun 30, 2023 | 88.19% |
| Mar 31, 2023 | 87.92% |
| Dec 31, 2022 | 86.06% |
| Sep 30, 2022 | 83.29% |
| Jun 30, 2022 | 83.43% |
| Mar 31, 2022 | 84.62% |
API Access
Dave Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=DAVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "DAVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=DAVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();