Community Trust Bancorp (CTBI) Net Margin (2010 - 2026)
Community Trust Bancorp (CTBI) posted Net Margin of 37.74% for Q2 2026, up 2.28 percentage points from 35.46% a year earlier and up 1.09 percentage points from the prior quarter.
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Analysis
Community Trust Bancorp (CTBI) Net Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Community Trust Bancorp was 36.13%, up 1.58 percentage points year-over-year; for FY2025, it was 34.70%, up 1.38 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +5.75 percentage points (FY2020 to FY2025).
- In prior years, Community Trust Bancorp's Net Margin was 33.32% in FY2024 (-0.48 pp), 33.80% in FY2023 (-2.24 pp), 36.04% in FY2022 (-3.30 pp) and 39.34% in FY2021 (+10.39 pp).
- The Q2 2026 figure stands as the highest quarterly Net Margin since Q4 2022.
- On a year-over-year basis, Net Margin has increased in each of the last three quarters, with an average year-over-year change of +1.58 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2021, with a gain of 5.11 percentage points; the weakest was Q1 2022, with a drop of 6.44 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 36.65% (Q1 2026), 36.50% (Q4 2025) and 33.44% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Community Trust Bancorp | 1.35 Bn | -397.18 Mn | - | 37.74% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.74% |
| Mar 31, 2026 | 36.65% |
| Dec 31, 2025 | 36.50% |
| Sep 30, 2025 | 33.44% |
| Jun 30, 2025 | 35.46% |
| Mar 31, 2025 | 33.21% |
| Dec 31, 2024 | 34.24% |
| Sep 30, 2024 | 35.28% |
| Jun 30, 2024 | 31.76% |
| Mar 31, 2024 | 31.81% |
| Dec 31, 2023 | 32.91% |
| Sep 30, 2023 | 35.18% |
| Jun 30, 2023 | 33.55% |
| Mar 31, 2023 | 33.53% |
| Dec 31, 2022 | 38.35% |
| Sep 30, 2022 | 33.28% |
| Jun 30, 2022 | 36.66% |
| Mar 31, 2022 | 35.87% |
| Dec 31, 2021 | 34.50% |
| Sep 30, 2021 | 37.48% |
API Access
Community Trust Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CTBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();