Community Trust Bancorp Inc /Ky/ (CTBI) Net Margin (2010 - 2026)
Community Trust Bancorp (CTBI) posted Net Margin of 37.74% for Q2 2026, up 2.28 percentage points from 35.46% a year earlier and up 1.09 percentage points from the prior quarter.
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Analysis
Community Trust Bancorp Inc /Ky/ (CTBI) Net Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Community Trust Bancorp was 36.13%, up 1.58 percentage points year-over-year; for FY2025, it was 34.70%, up 1.38 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +5.75 percentage points (FY2020 to FY2025).
- In prior years, Community Trust Bancorp's Net Margin was 33.32% in FY2024 (-0.48 pp), 33.80% in FY2023 (-2.24 pp), 36.04% in FY2022 (-3.30 pp) and 39.34% in FY2021 (+10.39 pp).
- The Q2 2026 figure stands as the highest quarterly Net Margin since Q4 2022.
- On a year-over-year basis, Net Margin has increased in each of the last three quarters, with an average year-over-year change of +1.58 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2021, with a gain of 5.11 percentage points; the weakest was Q1 2022, with a drop of 6.44 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 36.65% (Q1 2026), 36.50% (Q4 2025) and 33.44% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.74% |
| Mar 31, 2026 | 36.65% |
| Dec 31, 2025 | 36.50% |
| Sep 30, 2025 | 33.44% |
| Jun 30, 2025 | 35.46% |
| Mar 31, 2025 | 33.21% |
| Dec 31, 2024 | 34.24% |
| Sep 30, 2024 | 35.28% |
| Jun 30, 2024 | 31.76% |
| Mar 31, 2024 | 31.81% |
| Dec 31, 2023 | 32.91% |
| Sep 30, 2023 | 35.18% |
| Jun 30, 2023 | 33.55% |
| Mar 31, 2023 | 33.53% |
| Dec 31, 2022 | 38.35% |
| Sep 30, 2022 | 33.28% |
| Jun 30, 2022 | 36.66% |
| Mar 31, 2022 | 35.87% |
| Dec 31, 2021 | 34.50% |
| Sep 30, 2021 | 37.48% |
API Access
Community Trust Bancorp Inc /Ky/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CTBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();