Community Trust Bancorp (CTBI) Net Margin (2010 - 2026)
Community Trust Bancorp (CTBI) posted Net Margin of 37.74% for Q2 2026, up 2.98% on a QoQ basis from 36.65% in Q1 2026, and up 228.0% year-over-year from 11.51% in Q2 2025.
Analysis
Community Trust Bancorp (CTBI) Net Margin (2010 - 2026) Analysis & Trends
Community Trust Bancorp has reported Net Margin for 17 years, with the latest figure at 37.74% in Q2 2026.
- On a quarterly basis, Net Margin rose 228.0% year-over-year to 37.74% in Q2 2026; TTM through Jun 2026 was 36.13%, a 158.0% increase from a year earlier, with the FY2025 full-year figure at 34.7%, up 152.0% from the prior year.
- Net Margin was 37.74% for Q2 2026 at Community Trust Bancorp, up from 36.65% in the prior quarter.
- The five-year high for Net Margin was 37.74% in Q2 2026, with the low at 31.76% in Q2 2024.
- Average Net Margin over 5 years is 34.54%, with a median of 34.6% recorded in 2022.
- The sharpest annual moves came in 2022 and 2025: Net Margin plunged 644 bps in 2022, then surged 370 bps in 2025.
- Over 5 years, Net Margin stood at 34.95% in 2022, then slipped by 7 bps to 32.67% in 2023, then increased by 5 bps to 34.24% in 2024, then gained by 7 bps to 36.5% in 2025, then advanced by 3 bps to 37.74% in 2026.
- The last three Net Margin figures came in at 37.74% (Q2 2026), 36.65% (Q1 2026), and 36.5% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | Community Trust Bancorp | 1.40 Bn | 882.97 Mn | - | 37.74% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.74% |
| Mar 31, 2026 | 36.65% |
| Dec 31, 2025 | 36.50% |
| Sep 30, 2025 | 33.44% |
| Jun 30, 2025 | 35.46% |
| Mar 31, 2025 | 33.21% |
| Dec 31, 2024 | 34.24% |
| Sep 30, 2024 | 35.28% |
| Jun 30, 2024 | 31.76% |
| Mar 31, 2024 | 31.81% |
| Dec 31, 2023 | 32.67% |
| Sep 30, 2023 | 35.18% |
| Jun 30, 2023 | 33.55% |
| Mar 31, 2023 | 33.53% |
| Dec 31, 2022 | 34.95% |
| Sep 30, 2022 | 33.28% |
| Jun 30, 2022 | 36.66% |
| Mar 31, 2022 | 35.87% |
| Dec 31, 2021 | 33.55% |
| Sep 30, 2021 | 37.48% |