Community Trust Bancorp (CTBI) EBT Margin (2010 - 2026)
Community Trust Bancorp's EBT Margin was 48.86% in Q2 2026, up 2.63 percentage points from 46.22% a year earlier and up 1.22 percentage points from the prior quarter.
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Analysis
Community Trust Bancorp (CTBI) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Trust Bancorp's EBT Margin was 46.82% through Jun 30, 2026, up 2.38 percentage points year-over-year; for FY2025, it was 44.97%, up 2.05 percentage points from FY2024.
- EBT Margin shows a five-year change of +10.79 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 42.92% in FY2024 (+0.21 pp), 42.71% in FY2023 (-1.80 pp), 44.51% in FY2022 (-4.99 pp) and 49.50% in FY2021 (+15.31 pp).
- The Q2 2026 figure marks the highest quarterly EBT Margin since Q2 2021.
- Compared with a year earlier, EBT Margin has increased for three straight quarters, with an average year-over-year change of +2.36 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q4 2021 (a gain of 7.45 percentage points); the worst was Q2 2022 (a drop of 8.90 percentage points).
- Per Business Quant data, CTBI's EBT Margin in the three quarters before Q2 2026 was 47.64% (Q1 2026), 47.32% (Q4 2025) and 43.20% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 35.57% |
| 10 | Community Trust Bancorp | 1.35 Bn | -397.18 Mn | - | 48.86% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 48.86% |
| Mar 31, 2026 | 47.64% |
| Dec 31, 2025 | 47.32% |
| Sep 30, 2025 | 43.20% |
| Jun 30, 2025 | 46.22% |
| Mar 31, 2025 | 42.91% |
| Dec 31, 2024 | 44.65% |
| Sep 30, 2024 | 43.84% |
| Jun 30, 2024 | 42.34% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 41.02% |
| Sep 30, 2023 | 44.20% |
| Jun 30, 2023 | 42.88% |
| Mar 31, 2023 | 42.70% |
| Dec 31, 2022 | 45.66% |
| Sep 30, 2022 | 41.79% |
| Jun 30, 2022 | 45.64% |
| Mar 31, 2022 | 45.03% |
| Dec 31, 2021 | 43.22% |
| Sep 30, 2021 | 46.52% |
API Access
Community Trust Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CTBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();