Community Trust Bancorp Inc /Ky/ (CTBI) EBT Margin (2010 - 2026)
Community Trust Bancorp's EBT Margin was 48.86% in Q2 2026, up 2.63 percentage points from 46.22% a year earlier and up 1.22 percentage points from the prior quarter.
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Analysis
Community Trust Bancorp Inc /Ky/ (CTBI) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Trust Bancorp's EBT Margin was 46.82% through Jun 30, 2026, up 2.38 percentage points year-over-year; for FY2025, it was 44.97%, up 2.05 percentage points from FY2024.
- EBT Margin shows a five-year change of +10.79 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 42.92% in FY2024 (+0.21 pp), 42.71% in FY2023 (-1.80 pp), 44.51% in FY2022 (-4.99 pp) and 49.50% in FY2021 (+15.31 pp).
- The Q2 2026 figure marks the highest quarterly EBT Margin since Q2 2021.
- Compared with a year earlier, EBT Margin has increased for three straight quarters, with an average year-over-year change of +2.36 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q4 2021 (a gain of 7.45 percentage points); the worst was Q2 2022 (a drop of 8.90 percentage points).
- Per Business Quant data, CTBI's EBT Margin in the three quarters before Q2 2026 was 47.64% (Q1 2026), 47.32% (Q4 2025) and 43.20% (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 48.86% |
| Mar 31, 2026 | 47.64% |
| Dec 31, 2025 | 47.32% |
| Sep 30, 2025 | 43.20% |
| Jun 30, 2025 | 46.22% |
| Mar 31, 2025 | 42.91% |
| Dec 31, 2024 | 44.65% |
| Sep 30, 2024 | 43.84% |
| Jun 30, 2024 | 42.34% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 41.02% |
| Sep 30, 2023 | 44.20% |
| Jun 30, 2023 | 42.88% |
| Mar 31, 2023 | 42.70% |
| Dec 31, 2022 | 45.66% |
| Sep 30, 2022 | 41.79% |
| Jun 30, 2022 | 45.64% |
| Mar 31, 2022 | 45.03% |
| Dec 31, 2021 | 43.22% |
| Sep 30, 2021 | 46.52% |
API Access
Community Trust Bancorp Inc /Ky/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CTBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CTBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();