Consumer Portfolio Services (CPSS) Provision for Losses (2010 - 2024)
Consumer Portfolio Services (CPSS) reported Provision for Losses of $728,000 for Q4 2024, down 54.5% from $1.6 million a year earlier and down 26.8% from the prior quarter.
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Analysis
Consumer Portfolio Services (CPSS) Provision for Losses (2010 - 2024) Analysis & Trends
For FY2024, Consumer Portfolio Services posted Provision for Losses of $5.31 million, down 76.2% from FY2023.
- Provision for Losses has a five-year compound annual growth rate of -42.7% (FY2019 to FY2024).
- By year, Provision for Losses came in at $22.3 million in FY2023 (-20.6%), $28.1 million in FY2022 (+92.6%), $14.59 million in FY2021 (+3.4%) and $14.11 million in FY2020 (-83.5%).
- The Q4 2024 figure ranks as the lowest quarterly Provision for Losses since Q3 2022.
- Year over year, Provision for Losses has now declined in each of the last five quarters, with an average decline of 72.7% over the last five quarters.
- The high point for year-over-year Provision for Losses in five years was Q4 2022 (growth of 218.3%); the low point was Q4 2023 (a decline of 96.9%).
- Per Business Quant data, the three quarters before Q4 2024 came in at $994,000 (Q3 2024), $1.95 million (Q2 2024) and $1.64 million (Q1 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 1.27 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 259.36 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Consumer Portfolio Services | 225.01 Mn | 199.10 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2024 | 728,000.00 |
| Sep 30, 2024 | 994,000.00 |
| Jun 30, 2024 | 1.95 Mn |
| Mar 31, 2024 | 1.64 Mn |
| Dec 31, 2023 | 1.60 Mn |
| Sep 30, 2023 | 2.00 Mn |
| Jun 30, 2023 | 9.70 Mn |
| Mar 31, 2023 | 9.00 Mn |
| Dec 31, 2022 | 51.50 Mn |
| Sep 30, 2022 | -6.00 Mn |
| Jun 30, 2022 | -8.00 Mn |
| Mar 31, 2022 | -9.40 Mn |
| Dec 31, 2021 | 16.18 Mn |
| Sep 30, 2021 | -1.59 Mn |
| Sep 30, 2020 | 7.40 Mn |
| Jun 30, 2020 | 3.10 Mn |
| Mar 31, 2020 | 3.61 Mn |
| Dec 31, 2019 | 21.45 Mn |
| Sep 30, 2019 | 19.87 Mn |
| Jun 30, 2019 | 20.49 Mn |
API Access
Consumer Portfolio Services Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();