Consumer Portfolio Services (CPSS) Net Income (2010 - 2026)
Consumer Portfolio Services (CPSS) reported Net Income of $6.23 million for Q2 2026, up 30.0% from $4.8 million a year earlier and up 12.5% from the prior quarter.
Consumer Portfolio Services (CPSS) Net Income (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Consumer Portfolio Services' Net Income came in at $21.61 million, up 11.2% year-over-year; for FY2025, it came in at $19.33 million, up 0.6% from FY2024.
- Net Income has a five-year compound annual growth rate of -0.8% (FY2020 to FY2025).
- By year, Net Income came in at $19.2 million in FY2024 (-57.6%), $45.34 million in FY2023 (-47.3%), $85.98 million in FY2022 (+30.8%) and $65.75 million in FY2021 (+226.8%).
- The Q2 2026 figure ranks as the highest quarterly Net Income since Q4 2023.
- Year over year, Net Income gained in five of the last eight quarters, with an average decline of 3.9%.
- The high point for year-over-year Net Income in five years was Q4 2021 (growth of 276.5%); the low point was Q3 2023 (a decline of 69.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $5.54 million (Q1 2026), $4.98 million (Q4 2025) and $4.85 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 230.00 Mn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 1.79 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 81.49 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.62 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 3.98 Bn |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 892.00 Mn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 237.56 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 827.77 Mn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 171.00 Mn |
| 10 | Consumer Portfolio Services | 213.83 Mn | 183.67 Mn | - | 6.23 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.23 Mn |
| Mar 31, 2026 | 5.54 Mn |
| Dec 31, 2025 | 4.98 Mn |
| Sep 30, 2025 | 4.85 Mn |
| Jun 30, 2025 | 4.80 Mn |
| Mar 31, 2025 | 4.69 Mn |
| Dec 31, 2024 | 5.15 Mn |
| Sep 30, 2024 | 4.80 Mn |
| Jun 30, 2024 | 4.67 Mn |
| Mar 31, 2024 | 4.59 Mn |
| Dec 31, 2023 | 7.19 Mn |
| Sep 30, 2023 | 10.38 Mn |
| Jun 30, 2023 | 13.95 Mn |
| Mar 31, 2023 | 13.82 Mn |
| Dec 31, 2022 | 14.14 Mn |
| Sep 30, 2022 | 25.41 Mn |
| Jun 30, 2022 | 25.32 Mn |
| Mar 31, 2022 | 21.12 Mn |
| Dec 31, 2021 | 6.16 Mn |
| Sep 30, 2021 | 19.55 Mn |
Consumer Portfolio Services Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=CPSS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();