Central Plains Bancshares (CPBI) Net Margin (2022 - 2025)

Central Plains Bancshares (CPBI) has 4 years of Net Margin data on file, last reported at 21.14% in Q4 2025.

• Net Margin for Q4 2025 came in at 21.14%, up 127.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 18.52% (down 143.0% YoY), and the FY2025 annual result was 19.13%, down 308748.0% from the prior year.
• Net Margin improved to 21.14% in Q4 2025 per CPBI's latest filing, from 16.76% in the prior quarter.
• Over five years, Net Margin peaked at 28.24% in Q1 2023 and troughed at 26.8% in Q4 2022.
• A 4-year average of 17.69% and a median of 19.88% in 2024 frame the typical range for Net Margin.
• The sharpest annual moves came in 2023 and 2024: Net Margin surged 4700 bps in 2023, then sank 836 bps in 2024.
• A 4-year view of Net Margin shows it stood at 26.8% in 2022, then soared by 175 bps to 20.2% in 2023, then slipped by 2 bps to 19.86% in 2024, then grew by 6 bps to 21.14% in 2025.
• Business Quant data shows CPBI's Net Margin at 21.14% in Q4 2025, 16.76% in Q3 2025, and 19.2% in Q2 2025.