Choiceone Financial Services (COFS) Total Debt (2009 - 2026)
Choiceone Financial Services (COFS) reported Total Debt of $48.65 million for Q2 2026, up 0.8% from $48.28 million a year earlier and up 0.2% from the prior quarter.
Choiceone Financial Services (COFS) Total Debt (2009 - 2026) Analysis & Trends
At the end of FY2025, Choiceone Financial Services posted Total Debt of $48.46 million, up 35.5% from FY2024.
- Total Debt has increased for four consecutive years, with a five-year compound annual growth rate of 73.4% (FY2020 to FY2025).
- By year, Total Debt came in at $35.75 million in FY2024 (+0.7%), $35.51 million in FY2023 (+0.7%), $35.26 million in FY2022 (+0.7%) and $35.02 million in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Total Debt in data going back to Q4 2011.
- Year over year, Total Debt has now increased in each of the last 16 quarters, with growth averaging 18.1% over the last eight quarters.
- The year-over-year growth in Total Debt has ranged between 0.7% (Q4 2024) and 164.1% (Q3 2021) over the last five years.
- Per Business Quant data, the three quarters before Q2 2026 came in at $48.55 million (Q1 2026), $48.46 million (Q4 2025) and $48.37 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3,583.44 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 47.85 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 380.92 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 388.59 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 9.69 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1,089.54 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1,617.57 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 112.96 Bn |
| 10 | Choiceone Financial Services | 548.31 Mn | 154.79 Mn | - | 234.88 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 234.88 Mn |
| Jun 30, 2026 | 294.85 Mn |
| Mar 31, 2026 | 184.82 Mn |
| Dec 31, 2025 | 264.79 Mn |
| Sep 30, 2025 | 197.75 Mn |
| Jun 30, 2025 | 198.43 Mn |
| Mar 31, 2025 | 137.33 Mn |
| Dec 31, 2024 | 175.00 Mn |
| Sep 30, 2024 | 210.00 Mn |
| Jun 30, 2024 | 210.00 Mn |
| Mar 31, 2024 | 210.00 Mn |
| Dec 31, 2023 | 200.00 Mn |
| Sep 30, 2023 | 180.00 Mn |
| Jun 30, 2023 | 160.00 Mn |
| Mar 31, 2023 | 85.00 Mn |
| Dec 31, 2022 | 50.00 Mn |
| Sep 30, 2022 | 35.20 Mn |
| Jun 30, 2022 | 35.14 Mn |
| Mar 31, 2022 | 35.08 Mn |
| Dec 31, 2021 | 50.00 Mn |
Choiceone Financial Services Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=COFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();