Choiceone Financial Services (COFS) Interest Expenses (2010 - 2026)
Choiceone Financial Services (COFS) recorded Interest Expenses of $17.24 million in Q2 2026, down 2.0% from $17.6 million a year earlier but up 3.7% from the prior quarter.
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Analysis
Choiceone Financial Services (COFS) Interest Expenses (2010 - 2026) Analysis & Trends
On a TTM basis, Choiceone Financial Services' Interest Expenses came in at $68.51 million as of Jun 30, 2026, up 26.0% year-over-year; for FY2025, it was $65.89 million, up 41.2% from FY2024.
- Annual Interest Expenses has increased for four straight years, with a five-year compound annual growth rate of 70.0% (FY2020 to FY2025).
- Across earlier years, Interest Expenses came in at $46.66 million in FY2024 (+41.0%), $33.1 million in FY2023 (+327.3%), $7.75 million in FY2022 (+94.8%) and $3.98 million in FY2021 (-14.4%).
- Quarterly Interest Expenses has ranged from $1.03 million in Q3 2021 to $17.6 million in Q2 2025 over the past five years.
- On a year-over-year basis, Interest Expenses rose in seven of the last eight quarters, with growth averaging 25.2%.
- Peak year-over-year performance for Interest Expenses in the last five years was growth of 424.7% in Q2 2023, against a decline of 5.8% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $16.63 million (Q1 2026), $17.54 million (Q4 2025) and $17.1 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 10.97 Bn |
| 10 | Choiceone Financial Services | 483.05 Mn | 85.44 Mn | - | 17.24 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.24 Mn |
| Mar 31, 2026 | 16.63 Mn |
| Dec 31, 2025 | 17.54 Mn |
| Sep 30, 2025 | 17.10 Mn |
| Jun 30, 2025 | 17.60 Mn |
| Mar 31, 2025 | 13.65 Mn |
| Dec 31, 2024 | 11.69 Mn |
| Sep 30, 2024 | 11.44 Mn |
| Jun 30, 2024 | 11.57 Mn |
| Mar 31, 2024 | 11.96 Mn |
| Dec 31, 2023 | 11.41 Mn |
| Sep 30, 2023 | 10.08 Mn |
| Jun 30, 2023 | 7.23 Mn |
| Mar 31, 2023 | 4.39 Mn |
| Dec 31, 2022 | 3.27 Mn |
| Sep 30, 2022 | 1.95 Mn |
| Jun 30, 2022 | 1.38 Mn |
| Mar 31, 2022 | 1.15 Mn |
| Dec 31, 2021 | 1.07 Mn |
| Sep 30, 2021 | 1.03 Mn |
API Access
Choiceone Financial Services Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=COFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();