Capital One Financial (COF-PL) Provisions (2009 - 2026)
Capital One Financial (COF-PL) reported Provisions of $4.1 billion for Q1 2026, up 71.72% year-over-year from $2.4 billion in Q1 2025, and down 1.79% quarter-over-quarter from $4.1 billion in Q4 2025.
Capital One Financial (COF-PL) Provisions (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PL) has 18 years of Provisions data on file, last reported at $4.1 billion in Q1 2026.
- Provisions for Q1 2026 came in at $4.1 billion, up 71.72% year-over-year; the trailing twelve-month figure through Mar 2026 was $22.4 billion (up 96.05% YoY), and the FY2025 annual result was $20.7 billion, up 76.3% from the prior year.
- Provisions retreated to $4.1 billion in Q1 2026 per COF-PL's latest filing, from $4.1 billion in the prior quarter.
- Over five years, Provisions peaked at $11.4 billion in Q2 2025 and troughed at $677.0 million in Q1 2022.
- A 5-year average of $3.1 billion and a median of $2.6 billion in 2024 frame the typical range for Provisions.
- The sharpest annual moves came in 2022 and 2025: Provisions jumped 588.01% in 2022, then decreased 11.7% in 2025.
- A 5-year view of Provisions shows it stood at $2.4 billion in 2022, then gained by 18.25% to $2.9 billion in 2023, then retreated by 7.53% to $2.6 billion in 2024, then soared by 56.78% to $4.1 billion in 2025, then declined by 1.79% to $4.1 billion in 2026.
- Business Quant data shows COF-PL's Provisions at $4.1 billion in Q1 2026, $4.1 billion in Q4 2025, and $2.7 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.34 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 196.54 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Capital One Financial | - | - | - | 4.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.07 Bn |
| Dec 31, 2025 | 4.14 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 11.43 Bn |
| Mar 31, 2025 | 2.37 Bn |
| Dec 31, 2024 | 2.64 Bn |
| Sep 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 3.91 Bn |
| Mar 31, 2024 | 2.68 Bn |
| Dec 31, 2023 | 2.86 Bn |
| Sep 30, 2023 | 2.28 Bn |
| Jun 30, 2023 | 2.49 Bn |
| Mar 31, 2023 | 2.80 Bn |
| Dec 31, 2022 | 2.42 Bn |
| Sep 30, 2022 | 1.67 Bn |
| Jun 30, 2022 | 1.09 Bn |
| Mar 31, 2022 | 677.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | -342.00 Mn |
| Jun 30, 2021 | -1.16 Bn |