Capital One Financial (COF-PK) Interest Expenses (2009 - 2026)
Capital One Financial (COF-PK) posted quarterly Interest Expenses of $4.1 billion for Q1 2026, up 20.0% YoY from $3.4 billion in Q1 2025, and down 3.2% sequentially from $4.2 billion in Q4 2025.
Capital One Financial (COF-PK) Interest Expenses (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed Interest Expenses across 18 years of filings, most recently posting $4.1 billion for Q1 2026.
- In Q1 2026, Interest Expenses rose 20.0% year-over-year to $4.1 billion; the TTM figure through Mar 2026 stood at $16.5 billion (up 13.46% YoY), while the FY2025 annual figure was $15.8 billion, up 6.69% from the prior year.
- Interest Expenses fell to $4.1 billion in Q1 2026, from $4.2 billion in the prior quarter.
- Over the last five years, Interest Expenses for COF-PK reached as high as $4.4 billion in Q3 2025 and fell as low as $387.0 million in Q1 2022.
- The 5-year median for Interest Expenses is $3.6 billion (2024), against an average of $3.0 billion.
- Annual changes were most pronounced in 2022 — Interest Expenses fell 11.85% — and 2023, when it jumped 563.57%.
- A 5-year view of Interest Expenses shows it stood at $2.0 billion in 2022, then jumped by 84.91% to $3.6 billion in 2023, then retreated by 0.19% to $3.6 billion in 2024, then grew by 16.63% to $4.2 billion in 2025, then declined by 3.2% to $4.1 billion in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $4.1 billion, $4.2 billion, and $4.4 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Capital One Financial | - | - | - | 4.09 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.09 Bn |
| Mar 31, 2026 | 4.09 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.63 Bn |
| Dec 31, 2023 | 3.63 Bn |