Capital One Financial (COF-PJ) Tax Rate (2009 - 2026)
Capital One Financial (COF-PJ) posted quarterly Tax Rate of 19.19% for Q1 2026, up 40.0% YoY from 13.71% in Q1 2025, and up 16.77% sequentially from 16.44% in Q4 2025.
Capital One Financial (COF-PJ) Tax Rate (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed Tax Rate across 18 years of filings, most recently posting 19.19% for Q1 2026.
- In Q1 2026, Tax Rate rose 40.0% year-over-year to 19.19%; the TTM figure through Mar 2026 stood at 11.87% (down 771.0% YoY), while the FY2025 annual figure was 8.46%, down 1122.0% from the prior year.
- Tax Rate rose to 19.19% in Q1 2026, from 16.44% in the prior quarter.
- Over the last five years, Tax Rate for COF-PJ reached as high as 28.1% in Q2 2025 and fell as low as 8.29% in Q2 2024.
- The 5-year median for Tax Rate is 19.44% (2023), against an average of 20.13%.
- Annual changes were most pronounced in 2024 — Tax Rate slumped 889 bps — and 2025, when it jumped 1980 bps.
- A 5-year view of Tax Rate shows it stood at 20.21% in 2022, then advanced by 20 bps to 24.25% in 2023, then climbed by 3 bps to 25.09% in 2024, then sank by 34 bps to 16.44% in 2025, then grew by 17 bps to 19.19% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 19.19%, 16.44%, and 27.13% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Capital One Financial | - | - | - | 19.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.19% |
| Mar 31, 2026 | 19.19% |
| Dec 31, 2025 | 16.44% |
| Dec 31, 2025 | 16.44% |
| Sep 30, 2025 | 27.13% |
| Sep 30, 2025 | 27.13% |
| Jun 30, 2025 | 28.10% |
| Jun 30, 2025 | 28.10% |
| Mar 31, 2025 | 18.80% |
| Mar 31, 2025 | 18.80% |
| Dec 31, 2024 | 25.09% |
| Dec 31, 2024 | 25.09% |
| Sep 30, 2024 | 19.88% |
| Sep 30, 2024 | 19.88% |
| Jun 30, 2024 | 8.29% |
| Jun 30, 2024 | 8.29% |
| Mar 31, 2024 | 19.09% |
| Mar 31, 2024 | 19.09% |
| Dec 31, 2023 | 24.25% |
| Dec 31, 2023 | 24.25% |