Capital One Financial (COF-PI) Research & Development (2009 - 2026)

Capital One Financial (COF-PI) posted quarterly Research & Development of $496.0 million for Q1 2026, up 24.31% YoY from $399.0 million in Q1 2025, and up 2.9% sequentially from $482.0 million in Q4 2025.

Capital One Financial (COF-PI) Research & Development (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Research & Development across 18 years of filings, most recently posting $496.0 million for Q1 2026.

  • In Q1 2026, Research & Development rose 24.31% year-over-year to $496.0 million; the TTM figure through Mar 2026 stood at $1.9 billion (up 23.64% YoY), while the FY2025 annual figure was $1.8 billion, up 21.07% from the prior year.
  • Research & Development grew to $496.0 million in Q1 2026, from $482.0 million in the prior quarter.
  • Over the last five years, Research & Development for COF-PI reached as high as $496.0 million in Q1 2026 and fell as low as $339.0 million in Q1 2022.
  • The 5-year median for Research & Development is $352.0 million (2022), against an average of $381.8 million.
  • Annual changes were most pronounced in 2023 — Research & Development declined 1.99% — and 2025, when it jumped 32.96%.
  • A 5-year view of Research & Development shows it stood at $352.0 million in 2022, then decreased by 1.99% to $345.0 million in 2023, then gained by 15.36% to $398.0 million in 2024, then increased by 21.11% to $482.0 million in 2025, then grew by 2.9% to $496.0 million in 2026.
  • According to Business Quant data, Research & Development over the past three periods registered $496.0 million, $482.0 million, and $476.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 260.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.59 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 793.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 187.68 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -20.39 Mn
10 Capital One Financial - - - 496.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 496.00 Mn
Dec 31, 2025 482.00 Mn
Sep 30, 2025 476.00 Mn
Jun 30, 2025 413.00 Mn
Mar 31, 2025 399.00 Mn
Dec 31, 2024 398.00 Mn
Sep 30, 2024 358.00 Mn
Jun 30, 2024 355.00 Mn
Mar 31, 2024 351.00 Mn
Dec 31, 2023 345.00 Mn
Sep 30, 2023 344.00 Mn
Jun 30, 2023 344.00 Mn
Mar 31, 2023 350.00 Mn
Dec 31, 2022 352.00 Mn
Sep 30, 2022 349.00 Mn
Jun 30, 2022 339.00 Mn
Mar 31, 2022 339.00 Mn
Dec 31, 2021 326.00 Mn
Sep 30, 2021 319.00 Mn
Jun 30, 2021 315.00 Mn