Columbia Financial (CLBK) Interest Coverage Ratio (2016 - 2026)
Columbia Financial (CLBK) posted Interest Coverage Ratio of 1.32 for Q1 2026, little changed on a QoQ basis from 1.32 in Q4 2025, and up 10.49% year-over-year from 1.19 in Q1 2025.
Analysis
Columbia Financial (CLBK) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
Columbia Financial has reported Interest Coverage Ratio for 11 years, with the latest figure at 1.32 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 10.49% year-over-year to 1.32 in Q1 2026; TTM through Mar 2026 was 1.3, a 31.63% increase from a year earlier, with the FY2025 full-year figure at 1.27, up 35.13% from the prior year.
- Interest Coverage Ratio was 1.32 for Q1 2026 at Columbia Financial, roughly flat from 1.32 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.71 in Q2 2022, with the low at 0.49 in Q4 2022.
- Average Interest Coverage Ratio over 5 years is 1.75, with a median of 1.24 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio slumped 109.35% in 2022, then soared 330.5% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 0.49 in 2022, then surged by 330.5% to 1.12 in 2023, then plunged by 46.25% to 0.6 in 2024, then jumped by 119.13% to 1.32 in 2025, then advanced by 0.08% to 1.32 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.32 (Q1 2026), 1.32 (Q4 2025), and 1.31 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 1.42 |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | 1.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.32 |
| Dec 31, 2025 | 1.32 |
| Sep 30, 2025 | 1.31 |
| Jun 30, 2025 | 1.26 |
| Mar 31, 2025 | 1.19 |
| Dec 31, 2024 | 0.60 |
| Sep 30, 2024 | 1.10 |
| Jun 30, 2024 | 1.07 |
| Mar 31, 2024 | 0.98 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.24 |
| Jun 30, 2023 | 1.04 |
| Mar 31, 2023 | 1.78 |
| Dec 31, 2022 | -0.49 |
| Sep 30, 2022 | 3.60 |
| Jun 30, 2022 | 5.71 |
| Mar 31, 2022 | 5.59 |
| Dec 31, 2021 | 5.19 |
| Sep 30, 2021 | 4.30 |
| Jun 30, 2021 | 4.74 |