Columbia Financial, Inc. Income Statement

Income Statement Sep2016 Sep2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 0.42M6.43M6.68M4.22M18.45M-9.95M5.97M4.79M14.45M
Revenue 3.27M4.16M12.96M14.30M15.14M17.49M17.52M15.72M15.24M
Interest income
Interest income - Loans 152.11M164.85M189.87M217.77M255.24M228.84M263.56M343.77M382.27M
Interest income - Investments 1.52M1.84M2.76M3.60M3.66M2.04M1.72M5.19M7.60M
Interest Income - Debt Securities 15.14M17.16M25.34M30.94M28.38M30.21M34.22M28.12M36.41M
Interest Income - Fed Funds 0.20M0.31M1.18M0.59M0.41M0.43M0.47M8.19M15.18M
Interest Income - Total 168.98M184.23M226.29M261.08M295.71M270.15M309.67M394.98M451.43M
Interest expenses
Interest Expense - Deposits 24.06M25.58M39.52M61.55M55.25M29.11M27.88M125.16M202.38M
Interest Expense - Debt 19.90M18.86M22.73M27.16M18.89M7.91M15.02M63.94M71.06M
Interest Expenses 43.96M44.45M62.26M88.71M74.14M37.02M42.89M189.10M273.44M
Interest Income - Net 125.02M139.78M164.03M172.37M221.57M233.13M266.78M205.88M177.98M
Non-interest income
Interest Income - Total 124.60M133.35M157.36M168.15M203.13M243.09M261.29M201.09M163.53M
Financial Services Fees 4.20M4.16M4.30M2.98M3.92M4.51M4.48M
Investment Gain (Loss) 0.35M-1.69M0.12M2.61M0.37M2.02M0.21M-10.85M-35.85M
Investment Banking Income 0.66M-0.38M0.62M0.79M5.44M10.79M0.18M1.21M0.91M
Mortgage Banking 1.20M1.20M1.10M1.20M3.54M2.26M1.30M1.40M1.40M
Other Non-Interest Income 6.22M4.94M5.21M5.92M6.98M8.94M10.38M14.14M13.43M
Non-Interest Income 18.93M17.17M21.69M31.64M31.27M38.83M30.40M27.38M1.89M
Operating Items
Research & Development 2.14M2.24M2.60M8.67M10.29M11.50M13.36M15.04M15.58M
Wages, Salaries and Other 58.12M62.99M77.23M84.26M100.69M99.53M116.93M120.85M109.49M
Rent Expense 12.80M13.31M14.55M16.18M19.17M20.07M22.59M22.93M23.48M
Restructuring Costs 2.75M1.93M0.82M2.81M0.61M1.67M
Other Operating Expenses 78.83M87.89M128.24M101.10M126.75M123.35M136.06M143.84M140.61M
Operating Expenses 93.77M103.45M145.39M128.70M158.14M155.74M174.82M182.42M181.34M
EBIT 93.72M91.53M95.92M159.79M150.40M163.20M159.77M235.15M257.53M
Non-operating items
Other Non Operating Income -1.16M-2.85M-0.30M-3.45M
Net income details
EBT 49.76M47.08M33.66M71.08M76.26M126.18M116.88M46.05M-15.91M
Tax Provisions 16.80M16.01M10.92M16.36M18.65M34.13M30.70M9.96M-4.26M
Profit After Tax 32.95M31.07M22.74M54.72M57.60M92.05M86.17M36.09M-11.65M
Equity Income 0.77M-1.79M-0.40M0.69M2.59M
Income from Continuing Operations 32.95M31.07M22.74M54.72M57.60M92.05M86.17M36.09M-11.65M
Consolidated Net Income 32.95M31.07M22.74M54.72M57.60M92.05M86.17M36.09M-11.65M
Income towards Parent Company 32.95M31.07M22.74M54.72M57.60M92.05M86.17M36.09M-11.65M
Net Income towards Common Stockholders 32.95M31.07M22.74M54.72M57.60M92.05M86.17M36.09M-11.65M
Additional items
EPS (Basic) 0.310.200.490.520.880.820.35-0.11
EPS (Weighted Average and Diluted) 0.490.520.880.810.35-0.11
Shares Outstanding (Weighted Average) 100.77M115.89M114.16M112.66M106.28M109.58M104.91M104.72M
Shares Outstanding (Diluted Average) 111.10M109.76M104.16M106.19M102.89M101.84M
Tax Rate 33.77%34.00%32.45%23.02%24.46%27.05%26.27%21.64%26.76%