Cincinnati Financial (CINF) Operating Margin (2009 - 2026)
Cincinnati Financial (CINF) posted quarterly Operating Margin of 12.21% for Q1 2026, up 130.0% year-over-year from 5.31% in Q1 2025, and up 3.78% on a QoQ basis from 11.77% in Q4 2025.
Cincinnati Financial (CINF) Operating Margin (2009 - 2026) Analysis & Trends
Cincinnati Financial (CINF) has reported Operating Margin for 18 consecutive years, with 12.21% the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Margin rose 130.0% year-over-year to 12.21%; the TTM figure through Mar 2026 stood at 10.55% (down 75.0% YoY), while the FY2025 annual figure was 11.67%, up 14.0% from the prior year.
- Operating Margin came in at 12.21% for Q1 2026 at Cincinnati Financial, up from 11.77% in the prior quarter.
- The five-year high for Operating Margin was 15.19% in Q1 2022, with the low at 5.8% in Q4 2023.
- Average Operating Margin over 5 years is 10.77%, with a median of 11.23% recorded in 2024.
- Across the five-year window, Operating Margin surged 738 bps in 2022 and plunged 582 bps in 2023, its largest moves.
- Year by year, Operating Margin stood at 6.68% in 2022, then slipped by 13 bps to 5.8% in 2023, then soared by 104 bps to 11.84% in 2024, then fell by 1 bps to 11.77% in 2025, then increased by 4 bps to 12.21% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 12.21%, 11.77%, and 7.92% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.70% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -46.25% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 11.57% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Assurant | 13.63 Bn | 11.71 Bn | 2.01 Bn | 5.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.21% |
| Dec 31, 2025 | 11.77% |
| Sep 30, 2025 | 7.92% |
| Jun 30, 2025 | 11.49% |
| Mar 31, 2025 | 10.91% |
| Dec 31, 2024 | 11.84% |
| Sep 30, 2024 | 11.23% |
| Jun 30, 2024 | 11.22% |
| Mar 31, 2024 | 11.83% |
| Dec 31, 2023 | 5.80% |
| Sep 30, 2023 | 12.42% |
| Jun 30, 2023 | 8.45% |
| Mar 31, 2023 | 9.37% |
| Dec 31, 2022 | 6.68% |
| Sep 30, 2022 | 13.69% |
| Jun 30, 2022 | 11.00% |
| Mar 31, 2022 | 15.19% |
| Dec 31, 2021 | 3.86% |
| Sep 30, 2021 | 10.03% |
| Jun 30, 2021 | 10.99% |