Cincinnati Financial CINF
NASDAQ CINF
$171.69 +1.30 (+0.76%)
At close: Sep 2, 2026 · 4:00 PM EDT

Cincinnati Financial (CINF) Operating Margin (2009 - 2026)

Cincinnati Financial (CINF) posted quarterly Operating Margin of 7.46% for Q2 2026, down 131.0% year-over-year from 24.08% in Q2 2025, and down 32.8% quarter-over-quarter from 11.11% in Q1 2026.

Analysis

Cincinnati Financial (CINF) Operating Margin (2009 - 2026) Analysis & Trends

Cincinnati Financial's Operating Margin history runs 18 years deep, the most recent figure standing at 7.46% for Q2 2026.

  • In Q2 2026, Operating Margin fell 131.0% year-over-year to 7.46%; the TTM figure through Jun 2026 stood at 8.86% (down 59.0% YoY), while the FY2025 annual figure was 9.22%, up 18.0% from the prior year.
  • Operating Margin for Q2 2026 stood at 7.46%, down from 11.11% in the prior quarter.
  • The five-year high for Operating Margin was 11.11% in Q1 2026, with the low at 7.12% in Q4 2023.
  • The 5-year median for Operating Margin is 9.69% (2024), against an average of 9.55%.
  • The sharpest annual moves came in 2022 and 2023: Operating Margin soared 549 bps in 2022, then sank 397 bps in 2023.
  • Cincinnati Financial's Operating Margin stood at 11.09% in 2022, then sank by 36 bps to 7.12% in 2023, then soared by 55 bps to 11.03% in 2024, then decreased by 11 bps to 9.87% in 2025, then decreased by 24 bps to 7.46% in 2026.
  • Business Quant data shows CINF's Operating Margin at 7.46% in Q2 2026, 11.11% in Q1 2026, and 9.87% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 11.13%
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn -43.89%
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 8.80%
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 5.43%
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - -
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 7.46%
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 38.83%
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 16.08%
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 4.12%
10 Cna Financial 13.14 Bn 5.36 Bn 3.44 Bn 18.31%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.46%
Mar 31, 2026 11.11%
Dec 31, 2025 9.87%
Sep 30, 2025 7.92%
Jun 30, 2025 8.77%
Mar 31, 2025 10.91%
Dec 31, 2024 11.03%
Sep 30, 2024 7.77%
Jun 30, 2024 9.51%
Mar 31, 2024 8.35%
Dec 31, 2023 7.12%
Sep 30, 2023 11.07%
Jun 30, 2023 8.45%
Mar 31, 2023 9.37%
Dec 31, 2022 11.09%
Sep 30, 2022 10.24%
Jun 30, 2022 11.00%
Mar 31, 2022 10.93%
Dec 31, 2021 5.60%
Sep 30, 2021 10.03%