Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Cincinnati Financial (CINF) Operating Margin (2016 - 2025)

Cincinnati Financial (CINF) has 17 years of Operating Margin data on record, last reported at 9.87% in Q4 2025.

  • For Q4 2025, Operating Margin fell 116.0% year-over-year to 9.87%; the TTM value through Dec 2025 reached 9.22%, down 162.0%, while the annual FY2025 figure was 9.22%, 18.0% up from the prior year.
  • Operating Margin reached 9.87% in Q4 2025 per CINF's latest filing, up from 7.92% in the prior quarter.
  • Across five years, Operating Margin topped out at 108.77% in Q4 2021 and bottomed at 112.25% in Q4 2023.
  • Average Operating Margin over 5 years is 10.23%, with a median of 10.93% recorded in 2025.
  • Peak YoY movement for Operating Margin: crashed -11891bps in 2023, then skyrocketed 12328bps in 2024.
  • A 5-year view of Operating Margin shows it stood at 108.77% in 2021, then tumbled by -94bps to 6.67% in 2022, then crashed by -1784bps to 112.25% in 2023, then surged by 110bps to 11.03% in 2024, then fell by -11bps to 9.87% in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Margin were 9.87% in Q4 2025, 7.92% in Q3 2025, and 8.77% in Q2 2025.