Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Cincinnati Financial (CINF) Operating Margin (2016 - 2025)

Cincinnati Financial has reported Operating Margin over the past 17 years, most recently at 9.87% for Q4 2025.

  • Quarterly results put Operating Margin at 9.87% for Q4 2025, down 197.0% from a year ago — trailing twelve months through Dec 2025 was 10.36% (up 1.0% YoY), and the annual figure for FY2025 was 9.22%, down 231.0%.
  • Operating Margin for Q4 2025 was 9.87% at Cincinnati Financial, down from 11.49% in the prior quarter.
  • Over the last five years, Operating Margin for CINF hit a ceiling of 108.77% in Q4 2021 and a floor of 5.51% in Q4 2022.
  • Median Operating Margin over the past 5 years was 11.25% (2021), compared with a mean of 16.19%.
  • Biggest five-year swings in Operating Margin: surged 10239bps in 2021 and later crashed -10326bps in 2022.
  • Cincinnati Financial's Operating Margin stood at 108.77% in 2021, then tumbled by -95bps to 5.51% in 2022, then soared by 110bps to 11.58% in 2023, then rose by 2bps to 11.84% in 2024, then decreased by -17bps to 9.87% in 2025.
  • The last three reported values for Operating Margin were 9.87% (Q4 2025), 11.49% (Q3 2025), and 8.77% (Q2 2025) per Business Quant data.