Cincinnati Financial (CINF) Operating Expenses (2009 - 2026)
Cincinnati Financial (CINF) posted Operating Expenses of $2.7 billion for Q2 2026, up 12.7% from $2.39 billion a year earlier and up 6.3% from the prior quarter.
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Analysis
Cincinnati Financial (CINF) Operating Expenses (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Expenses at Cincinnati Financial was $9.8 billion, up 4.0% year-over-year; for FY2025, it was $9.65 billion, up 13.8% from FY2024.
- Annual Operating Expenses has increased for four consecutive years, with a five-year compound annual growth rate of 9.8% (FY2020 to FY2025).
- In prior years, Cincinnati Financial's Operating Expenses was $8.48 billion in FY2024 (+9.6%), $7.74 billion in FY2023 (+6.6%), $7.26 billion in FY2022 (+22.4%) and $5.93 billion in FY2021 (-1.8%).
- The Q2 2026 figure stands as the highest quarterly Operating Expenses in data going back to Q2 2009.
- On a year-over-year basis, Operating Expenses increased in seven of the last eight quarters, with growth averaging 11.4%.
- The strongest year-over-year quarter for Operating Expenses in the past five years was Q1 2025, with growth of 35.9%; the weakest was Q1 2026, with a decline of 5.8%.
- According to Business Quant data, Operating Expenses for the three prior quarters was $2.54 billion (Q1 2026), $2.25 billion (Q4 2025) and $2.31 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 139.91 Bn | 86.50 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 130.01 Bn | 105.85 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Marsh & Mclennan Companies | 91.57 Bn | 83.73 Bn | - | 5.65 Bn |
| 4 | Travelers Companies | 83.23 Bn | 59.47 Bn | 6.23 Bn | 9.39 Bn |
| 5 | Manulife Financial | 76.38 Bn | -18.50 Bn | - | -902.21 Mn |
| 6 | Arthur J. Gallagher | 66.76 Bn | 61.17 Bn | - | 3.59 Bn |
| 7 | Metlife | 64.93 Bn | -41.85 Bn | 7.82 Bn | 18.12 Bn |
| 8 | Allstate | 64.91 Bn | 26.18 Bn | 8.73 Bn | 14.45 Bn |
| 9 | Aon | 63.28 Bn | 56.49 Bn | - | 3.33 Bn |
| 10 | Cincinnati Financial | 26.56 Bn | 20.22 Bn | 2.39 Bn | 2.70 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.70 Bn |
| Mar 31, 2026 | 2.54 Bn |
| Dec 31, 2025 | 2.25 Bn |
| Sep 30, 2025 | 2.31 Bn |
| Jun 30, 2025 | 2.39 Bn |
| Mar 31, 2025 | 2.69 Bn |
| Dec 31, 2024 | 2.06 Bn |
| Sep 30, 2024 | 2.28 Bn |
| Jun 30, 2024 | 2.16 Bn |
| Mar 31, 2024 | 1.98 Bn |
| Dec 31, 2023 | 1.87 Bn |
| Sep 30, 2023 | 1.96 Bn |
| Jun 30, 2023 | 1.94 Bn |
| Mar 31, 2023 | 1.97 Bn |
| Dec 31, 2022 | 1.83 Bn |
| Sep 30, 2022 | 1.99 Bn |
| Jun 30, 2022 | 1.87 Bn |
| Mar 31, 2022 | 1.57 Bn |
| Dec 31, 2021 | 1.45 Bn |
| Sep 30, 2021 | 1.60 Bn |
API Access
Cincinnati Financial Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=CINF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "CINF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=CINF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();