Citizens (CIA) Interest Coverage Ratio (2011 - 2026)

Citizens' (CIA) quarterly Interest Coverage Ratio came in at 0.1 in Q1 2026, down 97.21% year-on-year from 3.7 in Q1 2025, and down 13.3% quarter-over-quarter from 0.12 in Q4 2025.

Citizens (CIA) Interest Coverage Ratio (2011 - 2026) Analysis & Trends

Citizens' Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 0.1 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 97.21% year-over-year to 0.1 in Q1 2026; TTM through Mar 2026 was 0.43, a 97.1% decrease from a year earlier, with the FY2025 full-year figure at 0.47, up 24.36% from the prior year.
  • Interest Coverage Ratio retreated to 0.1 in Q1 2026 per CIA's latest filing, from 0.12 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 58.14 in Q4 2022 and bottomed at 0.08 in Q3 2022.
  • The 5-year median for Interest Coverage Ratio is 3.51 (2024), against an average of 8.71.
  • Across the five-year window, Interest Coverage Ratio soared 3683.77% in 2023 and slumped 99.59% in 2024, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 58.14 in 2022, then plunged by 60.45% to 22.99 in 2023, then slumped by 99.59% to 0.09 in 2024, then gained by 27.77% to 0.12 in 2025, then slipped by 13.3% to 0.1 in 2026.
  • Per Business Quant, the three latest CIA Interest Coverage Ratio figures stand at 0.1 (Q1 2026), 0.12 (Q4 2025), and 0.13 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Prudential 75.74 Bn 67.41 Bn - -15.75
2 Manulife Financial 73.69 Bn 73.69 Bn - 5.18
3 Aflac 64.95 Bn 59.30 Bn 2.51 Bn 0.14
4 Metlife 62.10 Bn 45.95 Bn 256.00 Mn 0.17
5 Unum 14.20 Bn 4.24 Bn 1.40 Bn 0.17
6 Primerica 10.02 Bn 9.35 Bn 770.81 Mn 7.38
7 Jackson Financial 8.48 Bn 2.94 Bn - 2.35
8 Lincoln National 7.91 Bn -986.27 Mn 3.25 Bn 1.61
9 F&G Annuities & Life 3.93 Bn 1.61 Bn 1.15 Bn 0.20
10 Citizens 244.75 Mn 224.78 Mn 285,000.00 0.10

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.12
Sep 30, 2025 0.13
Jun 30, 2025 0.10
Mar 31, 2025 3.70
Dec 31, 2024 0.09
Sep 30, 2024 4.57
Jun 30, 2024 3.51
Mar 31, 2024 3.80
Dec 31, 2023 22.99
Sep 30, 2023 2.80
Jun 30, 2023 4.42
Mar 31, 2023 4.61
Dec 31, 2022 58.14
Sep 30, 2022 0.08
Jun 30, 2022 0.12
Mar 31, 2022 38.72
Dec 31, 2021 22.11
Sep 30, 2021 5.78
Jun 30, 2021 6.76