Citizens (CIA) EBT Margin (2011 - 2026)
Citizens (CIA) recorded EBT Margin of -0.88% in Q2 2026, down 11.50 percentage points from 10.62% a year earlier and down 4.85 percentage points from the prior quarter.
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Analysis
Citizens (CIA) EBT Margin (2011 - 2026) Analysis & Trends
On a TTM basis, Citizens' EBT Margin came in at 5.56% as of Jun 30, 2026, up 0.73 percentage points year-over-year; for FY2025, it was 6.83%, up 0.72 percentage points from FY2024.
- Annual EBT Margin has a five-year change of +11.99 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 6.11% in FY2024 (-4.76 pp), 10.88% in FY2023 (-0.90 pp), 11.77% in FY2022 (-0.40 pp) and 12.18% in FY2021 (+17.33 pp).
- The Q2 2026 figure is the lowest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin rose in four of the last eight quarters, with an average year-over-year change of -1.71 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 47.06 percentage points in Q4 2021, against a drop of 26.48 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 3.98% (Q1 2026), 10.91% (Q4 2025) and 7.13% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 15.05% |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 10.34% |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 17.05% |
| 10 | Citizens | 181.37 Mn | 94.38 Mn | 26.66 Mn | -0.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.88% |
| Mar 31, 2026 | 3.98% |
| Dec 31, 2025 | 10.91% |
| Sep 30, 2025 | 7.13% |
| Jun 30, 2025 | 10.62% |
| Mar 31, 2025 | -3.21% |
| Dec 31, 2024 | 5.85% |
| Sep 30, 2024 | 4.92% |
| Jun 30, 2024 | 5.32% |
| Mar 31, 2024 | 8.53% |
| Dec 31, 2023 | 13.13% |
| Sep 30, 2023 | 7.81% |
| Jun 30, 2023 | 10.33% |
| Mar 31, 2023 | 12.01% |
| Dec 31, 2022 | 16.97% |
| Sep 30, 2022 | 8.58% |
| Jun 30, 2022 | 7.38% |
| Mar 31, 2022 | 12.97% |
| Dec 31, 2021 | 43.45% |
| Sep 30, 2021 | -4.43% |
API Access
Citizens EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CIA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();