Citizens (CIA) EBT Margin (2011 - 2026)

Citizens' (CIA) quarterly EBT Margin came in at 5.94% in Q1 2026, up 916.0% year-on-year from 0.59% in Q1 2025, and down 45.52% quarter-over-quarter from 10.91% in Q4 2025.

Citizens (CIA) EBT Margin (2011 - 2026) Analysis & Trends

Citizens' EBT Margin history runs 16 years deep, the most recent figure standing at 5.94% for Q1 2026.

  • On a quarterly basis, EBT Margin rose 916.0% year-over-year to 5.94% in Q1 2026; TTM through Mar 2026 was 9.02%, a 561.0% increase from a year earlier, with the FY2025 full-year figure at 6.83%, up 72.0% from the prior year.
  • EBT Margin slipped to 5.94% in Q1 2026 per CIA's latest filing, from 10.91% in the prior quarter.
  • Across five years, EBT Margin topped out at 16.97% in Q4 2022 and bottomed at 3.21% in Q1 2025.
  • The 5-year median for EBT Margin is 8.53% (2024), against an average of 8.54%.
  • Biggest YoY gain for EBT Margin was 1792 bps in 2022; the steepest drop was 2648 bps in 2022.
  • Year by year, EBT Margin stood at 16.97% in 2022, then slipped by 23 bps to 13.13% in 2023, then plunged by 55 bps to 5.85% in 2024, then jumped by 86 bps to 10.91% in 2025, then tumbled by 46 bps to 5.94% in 2026.
  • Per Business Quant, the three latest CIA EBT Margin figures stand at 5.94% (Q1 2026), 10.91% (Q4 2025), and 7.13% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Prudential 75.74 Bn 67.41 Bn - -
2 Manulife Financial 73.69 Bn 73.69 Bn - -
3 Aflac 64.95 Bn 59.30 Bn 2.51 Bn 28.19%
4 Metlife 62.10 Bn 45.95 Bn 256.00 Mn 12.43%
5 Unum 14.20 Bn 4.24 Bn 1.40 Bn 9.02%
6 Primerica 10.02 Bn 9.35 Bn 770.81 Mn 28.58%
7 Jackson Financial 8.48 Bn 2.94 Bn - -13.78%
8 Lincoln National 7.91 Bn -986.27 Mn 3.25 Bn -4.64%
9 F&G Annuities & Life 3.93 Bn 1.61 Bn 1.15 Bn -238.58%
10 Citizens 244.75 Mn 224.78 Mn 285,000.00 5.94%

Historic Data

Download Data
DateValue
Mar 31, 2026 5.94%
Dec 31, 2025 10.91%
Sep 30, 2025 7.13%
Jun 30, 2025 10.62%
Mar 31, 2025 -3.21%
Dec 31, 2024 5.85%
Sep 30, 2024 4.92%
Jun 30, 2024 5.32%
Mar 31, 2024 8.53%
Dec 31, 2023 13.13%
Sep 30, 2023 7.81%
Jun 30, 2023 10.33%
Mar 31, 2023 12.01%
Dec 31, 2022 16.97%
Sep 30, 2022 8.58%
Jun 30, 2022 7.38%
Mar 31, 2022 12.97%
Dec 31, 2021 43.45%
Sep 30, 2021 -4.43%
Jun 30, 2021 8.81%