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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Citizens (CIA) EBT Margin (2016 - 2025)

Citizens has reported EBT Margin over the past 15 years, most recently at 10.91% for Q4 2025.

  • Quarterly results put EBT Margin at 10.91% for Q4 2025, up 506.0% from a year ago — trailing twelve months through Dec 2025 was 6.83% (up 72.0% YoY), and the annual figure for FY2025 was 6.83%, down 181.0%.
  • EBT Margin for Q4 2025 was 10.91% at Citizens, up from 7.13% in the prior quarter.
  • Over the last five years, EBT Margin for CIA hit a ceiling of 43.45% in Q4 2021 and a floor of 4.95% in Q1 2021.
  • Median EBT Margin over the past 5 years was 8.56% (2022), compared with a mean of 9.11%.
  • Biggest five-year swings in EBT Margin: skyrocketed 4706bps in 2021 and later crashed -2648bps in 2022.
  • Citizens' EBT Margin stood at 43.45% in 2021, then tumbled by -61bps to 16.97% in 2022, then dropped by -23bps to 13.13% in 2023, then tumbled by -55bps to 5.85% in 2024, then surged by 86bps to 10.91% in 2025.
  • The last three reported values for EBT Margin were 10.91% (Q4 2025), 7.13% (Q3 2025), and 10.62% (Q2 2025) per Business Quant data.