Chime Financial (CHYM) Net Margin (2024 - 2026)
Chime Financial's Net Margin came in at 4.16% for Q2 2026, up 178.99 percentage points from -174.83% a year earlier but down 4.10 percentage points from the prior quarter.
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Analysis
Chime Financial (CHYM) Net Margin (2024 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Chime Financial reported Net Margin of -0.74%, up 48.90 percentage points year-over-year; for FY2025, it came in at -46.18%, down 44.67 percentage points from FY2024.
- Going back by year, Net Margin was -1.51% in FY2024 (+14.38 pp) and -15.89% in FY2023.
- The five-year range for quarterly Net Margin is -174.83% (Q2 2025) to 8.26% (Q1 2026).
- Business Quant data shows CHYM's Net Margin at 8.26% (Q1 2026), -7.51% (Q4 2025) and -10.07% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | -29.46% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 12.72% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 1.34% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | -498.45% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 18.55% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 11.85% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 0.39% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | -179.60% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 7.64% |
| 10 | Chime Financial | 10.11 Bn | 5.90 Bn | 594.87 Mn | 4.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.16% |
| Mar 31, 2026 | 8.26% |
| Dec 31, 2025 | -7.51% |
| Sep 30, 2025 | -10.07% |
| Jun 30, 2025 | -174.83% |
| Dec 31, 2024 | -4.13% |
| Sep 30, 2024 | -5.22% |
API Access
Chime Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();