Chemung Financial (CHMG) Net Margin (2010 - 2026)
Chemung Financial's Net Margin came in at 28.26% for Q2 2026, up 95.51 percentage points from -67.25% a year earlier but down 2.50 percentage points from the prior quarter.
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Analysis
Chemung Financial (CHMG) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Chemung Financial reported Net Margin of 27.87%, up 14.76 percentage points year-over-year; for FY2025, it was 15.88%, down 8.45 percentage points from FY2024.
- Net Margin has declined in each of the last three years, with a five-year change of -7.04 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 24.33% in FY2024 (-0.92 pp), 25.25% in FY2023 (-4.85 pp), 30.10% in FY2022 (+0.56 pp) and 29.54% in FY2021 (+6.62 pp).
- The five-year range for quarterly Net Margin is -67.25% (Q2 2025) to 34.95% (Q2 2022).
- Year-over-year, Net Margin has increased for four consecutive quarters, with an average year-over-year change of +1.85 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q2 2026 (a gain of 95.51 percentage points), and the weakest in Q2 2025 (a drop of 88.60 percentage points).
- Business Quant data shows CHMG's Net Margin at 30.76% (Q1 2026), 25.37% (Q4 2025) and 27.08% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Chemung Financial | 409.59 Mn | 161.17 Mn | - | 39.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.73% |
| Jun 30, 2026 | 28.26% |
| Mar 31, 2026 | 30.76% |
| Dec 31, 2025 | 25.37% |
| Sep 30, 2025 | 27.08% |
| Jun 30, 2025 | -67.25% |
| Mar 31, 2025 | 23.43% |
| Dec 31, 2024 | 22.85% |
| Sep 30, 2024 | 23.53% |
| Jun 30, 2024 | 21.35% |
| Mar 31, 2024 | 29.69% |
| Dec 31, 2023 | 16.00% |
| Sep 30, 2023 | 29.61% |
| Jun 30, 2023 | 26.12% |
| Mar 31, 2023 | 28.66% |
| Dec 31, 2022 | 28.30% |
| Sep 30, 2022 | 26.86% |
| Jun 30, 2022 | 34.95% |
| Mar 31, 2022 | 30.74% |
| Dec 31, 2021 | 28.46% |
API Access
Chemung Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CHMG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();