Cullen/Frost Bankers, Inc. (CFR) Net Margin (2009 - 2026)
Cullen (CFR) posted Net Margin of 498.55% for Q2 2026, down 34.31 percentage points from 532.86% a year earlier and down 27.98 percentage points from the prior quarter.
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Analysis
Cullen/Frost Bankers, Inc. (CFR) Net Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Cullen was 520.24%, down 12.60 percentage points year-over-year; for FY2025, it came in at 527.99%, down 14.11 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +127.83 percentage points (FY2020 to FY2025).
- In prior years, Cullen's Net Margin was 542.09% in FY2024 (-90.28 pp), 632.38% in FY2023 (+9.38 pp), 622.99% in FY2022 (+99.63 pp) and 523.37% in FY2021 (+123.21 pp).
- The Q2 2026 figure stands as the lowest quarterly Net Margin since Q4 2023.
- On a year-over-year basis, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -8.98 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2022, with a gain of 402.15 percentage points; the weakest was Q4 2023, with a drop of 437.82 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 526.54% (Q1 2026), 508.60% (Q4 2025) and 549.34% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.58% |
| Mar 31, 2026 | 29.45% |
| Dec 31, 2025 | 28.33% |
| Sep 30, 2025 | 30.45% |
| Jun 30, 2025 | 28.40% |
| Mar 31, 2025 | 27.63% |
| Dec 31, 2024 | 28.56% |
| Sep 30, 2024 | 27.96% |
| Jun 30, 2024 | 28.32% |
| Mar 31, 2024 | 26.73% |
| Dec 31, 2023 | 20.10% |
| Sep 30, 2023 | 31.33% |
| Jun 30, 2023 | 32.83% |
| Mar 31, 2023 | 34.84% |
| Dec 31, 2022 | 37.59% |
| Sep 30, 2022 | 36.91% |
| Jun 30, 2022 | 30.42% |
| Mar 31, 2022 | 27.80% |
| Dec 31, 2021 | 28.41% |
| Sep 30, 2021 | 31.33% |
API Access
Cullen/Frost Bankers, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CFR&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CFR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();