Cullen (CFR) Net Margin (2009 - 2026)
Cullen (CFR) posted Net Margin of 29.57% for Q3 2026, down 0.88 percentage points from 30.45% a year earlier and down 0.01 percentage points from the prior quarter.
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Analysis
Cullen (CFR) Net Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Net Margin at Cullen was 29.24%, up 0.46 percentage points year-over-year; for FY2025, it came in at 28.72%, up 0.81 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +6.27 percentage points (FY2020 to FY2025).
- In prior years, Cullen's Net Margin was 27.90% in FY2024 (-1.85 pp), 29.76% in FY2023 (-4.00 pp), 33.75% in FY2022 (+1.97 pp) and 31.78% in FY2021 (+9.33 pp).
- Quarterly Net Margin has run from a low of 20.10% in Q4 2023 to a high of 37.59% in Q4 2022 over five years.
- On a year-over-year basis, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +1.73 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2022, with a gain of 9.18 percentage points; the weakest was Q4 2023, with a drop of 17.49 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 29.58% (Q2 2026), 29.45% (Q1 2026) and 28.33% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Cullen | 9.80 Bn | -19.95 Bn | - | 29.57% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 29.57% |
| Jun 30, 2026 | 29.58% |
| Mar 31, 2026 | 29.45% |
| Dec 31, 2025 | 28.33% |
| Sep 30, 2025 | 30.45% |
| Jun 30, 2025 | 28.40% |
| Mar 31, 2025 | 27.63% |
| Dec 31, 2024 | 28.56% |
| Sep 30, 2024 | 27.96% |
| Jun 30, 2024 | 28.32% |
| Mar 31, 2024 | 26.73% |
| Dec 31, 2023 | 20.10% |
| Sep 30, 2023 | 31.33% |
| Jun 30, 2023 | 32.83% |
| Mar 31, 2023 | 34.84% |
| Dec 31, 2022 | 37.59% |
| Sep 30, 2022 | 36.91% |
| Jun 30, 2022 | 30.42% |
| Mar 31, 2022 | 27.80% |
| Dec 31, 2021 | 28.41% |
API Access
Cullen Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CFR&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CFR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();