Cullen/Frost Bankers, Inc. (CFR) FCF Margin (2010 - 2026)
Cullen's FCF Margin was -20.88% in Q2 2026, down 413.69 percentage points from 392.81% a year earlier and down 638.84 percentage points from the prior quarter.
Cullen/Frost Bankers, Inc. (CFR) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Cullen's FCF Margin was 416.08% through Jun 30, 2026, up 340.05 percentage points year-over-year; for FY2025, it came in at 104.73%, down 706.48 percentage points from FY2024.
- FCF Margin shows a five-year change of -425.51 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 811.22% in FY2024 (+468.76 pp), 342.46% in FY2023 (-332.34 pp), 674.80% in FY2022 (-24.48 pp) and 699.28% in FY2021 (+169.04 pp).
- The Q2 2026 figure marks the lowest quarterly FCF Margin since Q1 2025.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of -110.12 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q1 2026 (a gain of 1795.64 percentage points); the worst was Q1 2025 (a drop of 2993.57 percentage points).
- Per Business Quant data, CFR's FCF Margin in the three quarters before Q2 2026 was 617.96% (Q1 2026), 427.13% (Q4 2025) and 673.23% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.24% |
| Mar 31, 2026 | 34.57% |
| Dec 31, 2025 | 23.80% |
| Sep 30, 2025 | 37.31% |
| Jun 30, 2025 | 20.94% |
| Mar 31, 2025 | -62.39% |
| Dec 31, 2024 | 4.97% |
| Sep 30, 2024 | 54.41% |
| Jun 30, 2024 | 20.27% |
| Mar 31, 2024 | 89.79% |
| Dec 31, 2023 | -24.62% |
| Sep 30, 2023 | 41.87% |
| Jun 30, 2023 | 23.68% |
| Mar 31, 2023 | 24.20% |
| Dec 31, 2022 | 26.94% |
| Sep 30, 2022 | 47.71% |
| Jun 30, 2022 | -13.83% |
| Mar 31, 2022 | 91.44% |
| Dec 31, 2021 | 19.13% |
| Sep 30, 2021 | 57.47% |
Cullen/Frost Bankers, Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CFR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();