Cullen (CFR) EBT Margin (2009 - 2026)
Cullen's EBT Margin was 35.53% in Q3 2026, down 1.14 percentage points from 36.67% a year earlier but up 0.02 percentage points from the prior quarter.
Cullen (CFR) EBT Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Cullen's EBT Margin was 35.09% through Sep 30, 2026, up 0.50 percentage points year-over-year; for FY2025, it came in at 34.52%, up 0.80 percentage points from FY2024.
- EBT Margin shows a five-year change of +10.15 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 33.72% in FY2024 (-2.12 pp), 35.85% in FY2023 (-3.59 pp), 39.43% in FY2022 (+3.74 pp) and 35.69% in FY2021 (+11.32 pp).
- Quarterly EBT Margin has moved between 24.05% (Q4 2023) and 43.61% (Q4 2022) over five years.
- Compared with a year earlier, EBT Margin was higher in five of the last eight quarters, with an average year-over-year change of +1.97 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q4 2022 (a gain of 11.82 percentage points); the worst was Q4 2023 (a drop of 19.56 percentage points).
- Per Business Quant data, CFR's EBT Margin in the three quarters before Q3 2026 was 35.51% (Q2 2026), 35.21% (Q1 2026) and 34.08% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Cullen | 9.80 Bn | -19.95 Bn | - | 35.53% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 35.53% |
| Jun 30, 2026 | 35.51% |
| Mar 31, 2026 | 35.21% |
| Dec 31, 2025 | 34.08% |
| Sep 30, 2025 | 36.67% |
| Jun 30, 2025 | 34.12% |
| Mar 31, 2025 | 33.15% |
| Dec 31, 2024 | 34.31% |
| Sep 30, 2024 | 33.83% |
| Jun 30, 2024 | 34.49% |
| Mar 31, 2024 | 32.22% |
| Dec 31, 2023 | 24.05% |
| Sep 30, 2023 | 38.05% |
| Jun 30, 2023 | 39.66% |
| Mar 31, 2023 | 41.74% |
| Dec 31, 2022 | 43.61% |
| Sep 30, 2022 | 43.36% |
| Jun 30, 2022 | 36.20% |
| Mar 31, 2022 | 31.88% |
| Dec 31, 2021 | 31.78% |
Cullen EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CFR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();