Cullen/Frost Bankers, Inc. (CFR) EBT Margin (2009 - 2026)
Cullen's EBT Margin was 598.48% in Q2 2026, down 41.71 percentage points from 640.18% a year earlier and down 30.95 percentage points from the prior quarter.
Powered by 
Analysis
Cullen/Frost Bankers, Inc. (CFR) EBT Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Cullen's EBT Margin was 624.69% through Jun 30, 2026, down 16.35 percentage points year-over-year; for FY2025, it came in at 634.77%, down 20.38 percentage points from FY2024.
- EBT Margin shows a five-year change of +200.36 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 655.15% in FY2024 (-106.71 pp), 761.86% in FY2023 (+34.02 pp), 727.85% in FY2022 (+140.11 pp) and 587.74% in FY2021 (+153.33 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin since Q4 2023.
- Compared with a year earlier, EBT Margin was higher in three of the last eight quarters, with an average year-over-year change of -13.14 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q4 2022 (a gain of 484.91 percentage points); the worst was Q4 2023 (a drop of 492.95 percentage points).
- Per Business Quant data, CFR's EBT Margin in the three quarters before Q2 2026 was 629.43% (Q1 2026), 611.80% (Q4 2025) and 661.60% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.51% |
| Mar 31, 2026 | 35.21% |
| Dec 31, 2025 | 34.08% |
| Sep 30, 2025 | 36.67% |
| Jun 30, 2025 | 34.12% |
| Mar 31, 2025 | 33.15% |
| Dec 31, 2024 | 34.31% |
| Sep 30, 2024 | 33.83% |
| Jun 30, 2024 | 34.49% |
| Mar 31, 2024 | 32.22% |
| Dec 31, 2023 | 24.05% |
| Sep 30, 2023 | 38.05% |
| Jun 30, 2023 | 39.66% |
| Mar 31, 2023 | 41.74% |
| Dec 31, 2022 | 43.61% |
| Sep 30, 2022 | 43.36% |
| Jun 30, 2022 | 36.20% |
| Mar 31, 2022 | 31.88% |
| Dec 31, 2021 | 31.78% |
| Sep 30, 2021 | 35.75% |
API Access
Cullen/Frost Bankers, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CFR&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CFR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CFR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();