Capitol Federal Financial (CFFN) Net Margin (2009 - 2026)
Capitol Federal Financial's Net Margin came in at 39.18% for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 2.96 percentage points from 36.22% a year earlier and up 4.28 percentage points from the prior quarter.
Capitol Federal Financial (CFFN) Net Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Capitol Federal Financial reported Net Margin of 36.13%, up 4.23 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 33.84%, up 11.12 percentage points from FY2024.
- Net Margin carries a five-year change of +2.95 percentage points (FY2020 to FY2025).
- Going back by fiscal year, Net Margin was 22.72% in FY2024 (+600.33 pp), -577.61% in FY2023 (-616.81 pp), 39.20% in FY2022 (+1.74 pp) and 37.46% in FY2021 (+6.57 pp).
- The fiscal Q3 2026 figure represents the highest quarterly Net Margin since fiscal Q2 2022.
- Year-over-year, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +8.32 percentage points over the last seven quarters.
- The fastest year-over-year change in Net Margin over five years came in fiscal Q1 2025 (a gain of 24.60 percentage points), and the weakest in fiscal Q1 2024 (a drop of 23.45 percentage points).
- Business Quant data shows CFFN's Net Margin at 34.90% (Q2 2026), 35.75% (Q1 2026) and 34.47% (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 38.08% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 32.48% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 27.42% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 30.67% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 26.08% |
| 10 | Capitol Federal Financial | 1.06 Bn | 1.06 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.18% |
| Mar 31, 2026 | 34.90% |
| Dec 31, 2025 | 35.75% |
| Sep 30, 2025 | 34.47% |
| Jun 30, 2025 | 36.22% |
| Mar 31, 2025 | 31.56% |
| Dec 31, 2024 | 32.89% |
| Sep 30, 2024 | 26.43% |
| Jun 30, 2024 | 21.42% |
| Mar 31, 2024 | 29.94% |
| Dec 31, 2023 | 8.28% |
| Jun 30, 2023 | 20.47% |
| Mar 31, 2023 | 30.16% |
| Dec 31, 2022 | 31.73% |
| Sep 30, 2022 | 35.00% |
| Jun 30, 2022 | 37.71% |
| Mar 31, 2022 | 41.17% |
| Dec 31, 2021 | 43.40% |
| Sep 30, 2021 | 36.49% |
| Jun 30, 2021 | 38.04% |
Capitol Federal Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CFFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CFFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CFFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();